Members Source Credit Union

Merrillville, Indiana
Last verified: August 4, 2026
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Verified rate book

Current Members Source Credit Union rates

51 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

11 offers
Members Source Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto3.910% APR3.910%—Standard
36-Month Auto Loan (2016 and Newer)auto_any_36mo3.990% APR3.990%36 moStandard
48-Month Auto Loan (2016 and Newer)auto_any_48mo5.000% APR5.000%48 moStandard
60-Month Auto Loan (2020 and Newer)auto_any_60mo5.250% APR5.250%60 moStandard
72-Month Auto Loan (2020 and Newer)auto_any_72mo5.490% APR5.490%72 moStandard
84-Month Auto Loan (2025 and Newer)auto_any_84mo6.000% APR6.000%84 moStandard
Boat/Motorcycle/RV Rates (2016 & Newer)boat_any_36mo6.490% APR6.490%36 moStandard
Boat/Motorcycle/RV Rates (2016 & Newer)boat_any_48mo7.500% APR7.500%48 moStandard
Boat/Motorcycle/RV Rates (2020 & Newer)boat_any_60mo7.750% APR7.750%60 moStandard
Boat/Motorcycle/RV Rates (2020 & Newer)boat_any_72mo7.990% APR7.990%72 moStandard
Boat/Motorcycle/RV Rates (2025 & Newer)boat_any_84mo8.500% APR8.500%84 moStandard

Personal loan rates

3 offers
Members Source Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Personal Loanpersonal_unsecured12.250% APR12.250%—Standard
Personal Loan Rates (Minimum $300 - Maximum $7,500)personal_unsecured12.250% APR12.250%—Standard
Unsecured Personal Loanpersonal_unsecured12.750% APR12.750%—Standard

Credit card rates

1 offer
Members Source Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
VISA/Variable Rate-Adjusted Semi-Annually (January & July)credit_card12.750% APR12.750%—Standard

Savings & CD rates

33 offers
Members Source Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Checking ($2,500.01+)savings0.01% APY0.01%—Standard
Share/Savings Rates (Savings Clubs)savings0.10% APY0.10%—Standard
IRAira0.10% APY0.10%—Standard
Money Marketmoney_market0.20% APY0.20%—Standard
6-Month Certificateshare_certificate_6mo0.80% APY0.80%6 moStandard
12-Month Certificatecd_12mo1.35% APY1.35%12 moStandard
12-Month Certificateshare_certificate_12mo1.35% APY1.35%12 moStandard
18-Month Certificateshare_certificate_18mo1.55% APY1.55%18 moStandard
18-Month Certificatecd_18mo1.55% APY1.55%18 moStandard
24-Month Certificatecd_24mo1.75% APY1.75%24 moStandard
24-Month Certificateshare_certificate_24mo1.75% APY1.75%24 moStandard
6-Month Certificatecd_6mo1.76% APY1.76%6 moStandard
36-Month Certificatecd_36mo1.85% APY1.85%36 moStandard
36-Month Certificateshare_certificate_36mo1.85% APY1.85%36 moStandard
6 Month (Dividend Rate*)cd_6mo1.85% APY1.85%6 moStandard
48-Month Certificateshare_certificate_48mo2.25% APY2.25%48 moStandard
48-Month Certificatecd_48mo2.25% APY2.25%48 moStandard
60-Month Certificateshare_certificate_60mo2.50% APY2.50%60 moStandard
60-Month Certificatecd_60mo2.50% APY2.50%60 moStandard
Checking - Balances $0.00 to $2,500.00**savings2.96% APY2.96%—Standard
22-Month Special (Dividend Rate*)cd_22mo3.20% APY3.20%22 moStandard
22-Month Certificatecd_22mo3.25% APY3.25%22 moStandard
15 Month Special (Dividend Rate*)cd_15mo3.64% APY3.64%15 moStandard
11-Month Special (Dividend Rate*)cd_11mo3.69% APY3.69%11 moStandard
15-Month Certificatecd_15mo3.70% APY3.70%15 moStandard
11-Month Certificatecd_11mo3.75% APY3.75%11 moStandard
91-Day Special (Dividend Rate*)savings3.84% APY3.84%—Standard
91-Day Certificatecd3.91% APY3.91%—Standard
91-Day Special (APY*)savings3.91% APY3.91%—Standard
250-Day Special (Dividend Rate*)savings3.93% APY3.93%—Standard
250-Day Special (APY*)savings4.00% APY4.00%—Standard
5-Month Special (Dividend Rate*)cd_5mo4.17% APY4.17%5 moStandard
5-Month Certificatecd_5mo4.25% APY4.25%5 moStandard

Other rates

3 offers
Members Source Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
APR as low as*other3.990% %3.990%—Standard
2016 & Newer | 36 Months (APR as low as*)other3.990% %3.990%—Standard
Contact Credit Unionother4.000% %4.000%—Standard

Vehicle loans available from 3.91% APR. Personal loan rates from 12.25% APR. Credit card rates from 12.75% APR. Savings and certificate yields up to 4.25% APY.

Source: RateAPI.dev, verified from Members Source Credit Union's official website

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About Members Source Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
6K
Assets
$93.5M
Founded
1935
Locations reported
3
NCUA charter
68562
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

ChiphoneMERRILLVILLE · MERRILLVILLE · IN · 46410Branch in the same ZIPLocal 697Local 697 FCU Office · MERRILLVILLE · IN · 46410Branch in the same ZIPNational PoliceIndiana Office · Merrillville · IN · 46410Branch in the same ZIPProfinanceProfinance FCU · Merrillville · IN · 46410Branch in the same ZIPTechGrant Street Branch · Merrillville · IN · 46410-8529Branch in the same ZIPU S #1364Corporate office · Merrillville · IN · 46410Branch in the same ZIP

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Members Source Credit Union

Membership eligibility from Members Source Credit Union's own published criteria. How we verify this.

Membership criteria are published on Members Source Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Members Source Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Members Source Credit Union?

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Frequently Asked Questions

What rates does Members Source Credit Union offer?

Members Source Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Members Source Credit Union rates updated?

RateAPI verifies Members Source Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Members Source Credit Union's rate data?

Rate data is collected directly from Members Source Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Members Source Credit Union's auto & boat loan rates?

As of August 4, 2026, Members Source Credit Union offers vehicle loans from 3.91% APR.

What is Members Source Credit Union's personal loan rate?

As of August 4, 2026, Members Source Credit Union offers personal loans from 12.25% APR.

What is Members Source Credit Union's best CD rate?

As of August 4, 2026, Members Source Credit Union offers savings and certificate (CD) yields up to 4.25% APY.

Related Rate Data

Compare Members Source Credit Union's rates against national credit-union benchmarks.

More Indiana credit unionsAuto loan rate benchmarkPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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Track Members Source Credit Union rates

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Access this data programmatically with our REST API

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# Get rates for Members Source Credit Union
curl "https://api.rateapi.dev/credit-unions/indiana/members-source" \
  -H "Authorization: Bearer YOUR_API_KEY"
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