Indiana State University Credit Union
Verified rate book
Current Indiana State University Credit Union rates
29 published offers verified as of August 4, 2026.
Mortgage rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-yr. Fixed30 year fixed | 6.750% APR | 6.750% | — | Standard |
| 15-yr. Fixed15 year fixed | 6.500% APR | 6.500% | — | Standard |
| 10-yr. Fixed10 year fixed | 6.625% APR | 6.625% | — | Standard |
| 20-yr. Fixed20 year fixed | 6.625% APR | 6.625% | — | Standard |
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New & Used 2026 - 2024auto_any | 5.250% APR | 5.250% | any | Standard |
| Used Auto Loan (2021–2023)auto_used | 6.200% APR | 6.200% | used | Standard |
| Used Auto Loan (2018–2020)auto_used | 6.700% APR | 6.700% | used | Standard |
| Used Auto Loan (2015–2017)auto_used | 7.450% APR | 7.450% | used | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Fixed Rate Equity Loan** No Closing Costsheloc_fixed | 6.250% APR | 6.250% | — | Standard |
| HELOC Loan** No Closing Costs (^Variable APR)heloc_variable | 6.750% APR | 6.750% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Miscellaneous Collateralpersonal_secured | 9.500% APR | 9.500% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 9.740% APR | 9.740% | — | Standard |
| LOC (Overdraft option)personal | 10.740% APR | 10.740% | — | Standard |
Savings & CD rates
16 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Savingssavings | 0.05% APY | 0.05% | — | Standard |
| Christmas Club Accountsavings | 0.15% APY | 0.15% | — | Specialty offer |
| IRAira | 0.25% APY | 0.25% | — | Standard |
| Money Market Account ($2,500 - $9,999.99)money_market | 1.24% APY | 1.24% | — | Standard |
| Money Market Account ($10,000 - $24,999.99)money_market | 1.49% APY | 1.49% | — | Standard |
| 6-Month IRA Certificateira_cd_6mo | 1.55% APY | 1.54% | 6 mo | Standard |
| Money Market Account ($25,000 - $74,999.99)money_market | 1.98% APY | 1.98% | — | Standard |
| 12-Month IRA Certificateira_cd_12mo | 2.00% APY | 1.98% | 12 mo | Standard |
| Money Market ($75,000+)money_market | 2.23% APY | 2.23% | — | Standard |
| $0.00 - $10,000*savings | 2.37% APY | 2.37% | — | Standard |
| 18-Month IRA Certificateira_cd_18mo | 2.40% APY | 2.38% | 18 mo | Standard |
| 24-Month IRA Certificateira_cd_24mo | 2.50% APY | 2.48% | 24 mo | Standard |
| 36-Month IRA Certificateira_cd_36mo | 2.65% APY | 2.62% | 36 mo | Standard |
| 48-Month IRA Certificateira_cd_48mo | 2.75% APY | 2.72% | 48 mo | Standard |
| 60-Month IRA Certificateira_cd_60mo | 3.05% APY | 3.02% | 60 mo | Standard |
| 15-Month IRA Certificateira_cd_15mo | 4.00% APY | 3.94% | 15 mo | Standard |
As of August 4, 2026, Indiana State University Credit Union offers a 30-year fixed mortgage at 6.75% APR. Auto loans available from 5.25% APR. HELOC rates from 6.25% APR. Personal loan rates from 9.5% APR. Savings and certificate yields up to 4.00% APY.
Source: RateAPI.dev, verified from Indiana State University Credit Union's official website
Loading branch locator…
About Indiana State University Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 10.1K
- Assets
- $138.6M
- Founded
- 1960
- Locations reported
- 3
- NCUA charter
- 13616
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- First-time homebuyer program
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Indiana State University Credit Union
Membership eligibility from Indiana State University Credit Union's own published criteria. How we verify this.
Membership via employers (Indiana State University)
- LocationVigo, Vermillion, Parke, Clay, Sullivan, Edgar, Clark
- EmployerIndiana State University
Cost to join: About $5.
Verified from Indiana State University Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Indiana State University Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Indiana State University Credit Union ranks against Indiana peers.
Frequently Asked Questions
What rates does Indiana State University Credit Union offer?
Indiana State University Credit Union currently offers mortgage, Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Indiana State University Credit Union rates updated?
RateAPI verifies Indiana State University Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Indiana State University Credit Union's rate data?
Rate data is collected directly from Indiana State University Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Indiana State University Credit Union's mortgage rate?
As of August 4, 2026, Indiana State University Credit Union offers a 30-year fixed mortgage at 6.75% APR.
What are Indiana State University Credit Union's auto loan rates?
As of August 4, 2026, Indiana State University Credit Union offers auto loans from 5.25% APR.
What is Indiana State University Credit Union's HELOC rate?
As of August 4, 2026, Indiana State University Credit Union offers home equity lines of credit from 6.25% APR.
What is Indiana State University Credit Union's personal loan rate?
As of August 4, 2026, Indiana State University Credit Union offers personal loans from 9.5% APR.
What is Indiana State University Credit Union's best CD rate?
As of August 4, 2026, Indiana State University Credit Union offers savings and certificate (CD) yields up to 4.00% APY.
Related Rate Data
Compare Indiana State University Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Indiana State University Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when Indiana credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Indiana State University Credit Union
curl "https://api.rateapi.dev/credit-unions/indiana/indiana-state-university" \
-H "Authorization: Bearer YOUR_API_KEY"