Independent Credit Union

Anderson, Indiana
Last verified: August 4, 2026
Work at Independent Credit Union? Claim this profile →

Verified rate book

Current Independent Credit Union rates

30 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

26 offers
Independent Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
60-Month New Auto Loan (2025–2026)auto_new_60mo4.990% APR4.990%60 mo · newStandard
60-Month Used Auto Loan (2022–2024)auto_used_60mo4.990% APR4.990%60 mo · usedStandard
66-Month Used Auto Loan (2022–2024)auto_used_66mo5.240% APR5.240%66 mo · usedStandard
66-Month New Auto Loan (2025–2026)auto_new_66mo5.240% APR5.240%66 mo · newStandard
72-Month Used Auto Loan (2022–2024)auto_used_72mo5.490% APR5.490%72 mo · usedStandard
72-Month New Auto Loan (2025–2026)auto_new_72mo5.490% APR5.490%72 mo · newStandard
75-Month New Auto Loan (2025–2026)auto_new_75mo5.740% APR5.740%75 mo · newStandard
75-Month Used Auto Loan (2022–2024)auto_used_75mo5.740% APR5.740%75 mo · usedStandard
84-Month New Auto Loan (2025–2026)auto_new_84mo5.990% APR5.990%84 mo · newStandard
60-Month Used Auto Loan (2021)auto_used_60mo5.990% APR5.990%60 mo · usedStandard
66-Month Used Auto Loan (2021)auto_used_66mo6.240% APR6.240%66 mo · usedStandard
72-Month Used Auto Loan (2021)auto_used_72mo6.490% APR6.490%72 mo · usedStandard
60-Month Used Auto Loan (2020)auto_used_60mo6.740% APR6.740%60 mo · usedStandard
66-Month Used Auto Loan (2020)auto_used_66mo6.990% APR6.990%66 mo · usedStandard
72-Month Used Auto Loan (2020)auto_used_72mo7.240% APR7.240%72 mo · usedStandard
48-Month Used Auto Loan (2019)auto_used_48mo7.490% APR7.490%48 mo · usedStandard
60-Month Used Auto Loan (2019)auto_used_60mo7.740% APR7.740%60 mo · usedStandard
48-Month Used Auto Loan (2018)auto_used_48mo7.990% APR7.990%48 mo · usedStandard
60-Month Used Auto Loan (2018)auto_used_60mo8.240% APR8.240%60 mo · usedStandard
Classic Vehicle 20+ Yearsauto_any_60mo9.490% APR9.490%60 moStandard
36-Month Used Auto Loan (2017)auto_used_36mo9.990% APR9.990%36 mo · usedStandard
48-Month Used Auto Loan (2017)auto_used_48mo10.240% APR10.240%48 mo · usedStandard
36-Month Used Auto Loan (2016)auto_used_36mo10.990% APR10.990%36 mo · usedStandard
42-Month Used Auto Loan (2016)auto_used_42mo11.240% APR11.240%42 mo · usedStandard
36-Month Used Auto Loan (2015)auto_used_36mo11.990% APR11.990%36 mo · usedStandard
36-Month Used Auto Loan (2014)auto_used_36mo12.990% APR12.990%36 mo · usedStandard

Savings & CD rates

4 offers
Independent Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
CD $500 Minimumcd_36mo2.50% APY2.50%36 moStandard
CD $500 Minimumcd_6mo2.75% APY2.75%6 moStandard
CD $500 Minimumcd_24mo3.00% APY3.00%24 moStandard
CD $500 Minimumcd_12mo3.50% APY3.50%12 moStandard

Auto loans available from 4.99% APR for 60 months. Savings and certificate yields up to 3.50% APY.

Source: RateAPI.dev, verified from Independent Credit Union's official website

Loading branch locator…

About Independent Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
6.1K
Assets
$93.8M
Founded
1971
Locations reported
1
NCUA charter
24171
Charter type
Federal credit union

Services and member support

  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Payday Alternative Loans I
  • Payday Alternative Loans II

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

LampcoMain Office · Anderson · IN · 46013Branch in the same ZIPMadison CountyMadison County FCU · Anderson · IN · 46013-2762Branch in the same ZIPThree RiversPendleton · Pendleton · IN · 46064About 5.6 miles awayEverwiseMeijer Noblesville 38 · Noblesville · IN · 46060About 13.1 miles awayIndiana MembersNoblesville Branch · Noblesville · IN · 46060-3610About 13.1 miles awayFinancial Center FirstMcCordsville · McCordsville · IN · 46055-9443About 16.1 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Independent Credit Union

Membership eligibility from Independent Credit Union's own published criteria. How we verify this.

Community charter: live/work in Madison, Delaware, Henry +2 more

  • LocationMadison, Delaware, Henry, Hancock, Hamilton

Verified from Independent Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Independent Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Independent Credit Union ranks against Indiana peers.

Claim this profileHow scorecards work

Frequently Asked Questions

What rates does Independent Credit Union offer?

Independent Credit Union currently offers Auto loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Independent Credit Union rates updated?

RateAPI verifies Independent Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Independent Credit Union's rate data?

Rate data is collected directly from Independent Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Independent Credit Union's auto loan rates?

As of August 4, 2026, Independent Credit Union offers auto loans from 4.99% APR.

What is Independent Credit Union's best CD rate?

As of August 4, 2026, Independent Credit Union offers savings and certificate (CD) yields up to 3.50% APY.

Related Rate Data

Compare Independent Credit Union's rates against national credit-union benchmarks.

More Indiana credit unionsAuto loan rate benchmarkHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Independent Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Indiana credit union rates move.

Daily rate email

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Independent Credit Union
curl "https://api.rateapi.dev/credit-unions/indiana/independent" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude