Quincy Postal Employees Credit Union

Quincy, Illinois
Last verified: August 4, 2026
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Verified rate book

Current Quincy Postal Employees Credit Union rates

47 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

12 offers
Quincy Postal Employees Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed6.500% APR6.500%—Standard
15-Year Fixed15 year fixed6.375% APR6.375%—Standard
Jumbo 15-Year Fixed15 year fixed6.375% APR6.375%—Standard
5/1 ARM5 1 arm6.000% APR6.000%—Standard
Jumbo 5/1 ARM5 1 arm6.000% APR6.000%—Standard
7/1 ARM7 1 arm6.250% APR6.250%—Standard
10-Year Fixed10 year fixed6.250% APR6.250%—Standard
Jumbo 10-Year Fixed10 year fixed6.250% APR6.250%—Standard
Jumbo 7/1 ARM7 1 arm6.250% APR6.250%—Standard
20-Year Fixed20 year fixed6.500% APR6.500%—Standard
Jumbo 10/1 ARM10 1 arm6.500% APR6.500%—Standard
10/1 ARM10 1 arm6.500% APR6.500%—Standard

Auto & vehicle rates

8 offers
Quincy Postal Employees Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Up to 36-Month New Auto Loanauto_new_36mo3.990% APR3.990%36 mo · newStandard
Up to 36-Month Used Auto Loanauto_used_36mo3.990% APR3.990%36 mo · usedStandard
Used Auto Loans (37 - 48 months)auto_used_48mo4.500% APR4.500%48 mo · usedStandard
New Auto Loans (37 - 48 months)auto_new_48mo4.500% APR4.500%48 mo · newStandard
New Auto Loans (49 - 72 months)auto_new_72mo4.750% APR4.750%72 mo · newStandard
Used Auto Loans (49 - 72 months)auto_used_72mo4.750% APR4.750%72 mo · usedStandard
New Auto Loans (73 - 84 months)auto_new_84mo5.000% APR5.000%84 mo · newStandard
Up to 120-Month RV Loanrv_any_120mo7.740% APR7.740%120 moStandard

HELOC rates

2 offers
Quincy Postal Employees Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable6.250% APR6.250%—Standard
Home Equity Loan (Fixed)heloc_fixed8.000% APR8.000%—Standard

Personal loan rates

2 offers
Quincy Postal Employees Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
48-Month Unsecured Personal Loanpersonal_unsecured_48mo12.650% APR12.650%48 moStandard
Overdraft Protection (Reserve Credit)personal12.900% APR12.900%—Standard

Credit card rates

2 offers
Quincy Postal Employees Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
VISA Traditional Credit Card (Variable Rate)credit_card8.740% APR8.740%—Standard
VISA Signature Credit Card (Variable Rate)credit_card_platinum17.750% APR17.750%—Standard

Savings & CD rates

21 offers
Quincy Postal Employees Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
72-Month Certificatecd_72mo2.71% APY2.71%72 moStandard
72-Month Certificatecd_72mo2.71% APY2.71%72 moStandard
72-Month Certificatecd_72mo2.75% APY2.75%72 moStandard
36-Month Certificatecd_36mo2.96% APY2.96%36 moStandard
24-Month Certificatecd_24mo2.96% APY2.96%24 moStandard
24-Month Certificatecd_24mo2.96% APY2.96%24 moStandard
60-Month Certificatecd_60mo2.96% APY2.96%60 moStandard
60-Month Certificatecd_60mo2.96% APY2.96%60 moStandard
48-Month Certificatecd_48mo2.96% APY2.96%48 moStandard
48-Month Certificatecd_48mo2.96% APY2.96%48 moStandard
36-Month Certificatecd_36mo2.96% APY2.96%36 moStandard
60-Month Certificatecd_60mo3.00% APY3.00%60 moStandard
24-Month Certificatecd_24mo3.00% APY3.00%24 moStandard
36-Month Certificatecd_36mo3.00% APY3.00%36 moStandard
48-Month Certificatecd_48mo3.00% APY3.00%48 moStandard
12-Month Certificatecd_12mo3.20% APY3.20%12 moStandard
12-Month Certificatecd_12mo3.20% APY3.20%12 moStandard
12-Month Certificatecd_12mo3.25% APY3.25%12 moStandard
6-Month Certificatecd_6mo3.78% APY3.78%6 moStandard
6-Month Certificatecd_6mo3.78% APY3.78%6 moStandard
6-Month Certificatecd_6mo3.85% APY3.85%6 moStandard

As of August 4, 2026, Quincy Postal Employees Credit Union offers a 30-year fixed mortgage at 6.5% APR. Vehicle loans available from 3.99% APR for 36 months. HELOC rates from 6.25% APR. Personal loan rates from 12.65% APR. Credit card rates from 8.74% APR. Savings and certificate yields up to 3.85% APY.

Source: RateAPI.dev, verified from Quincy Postal Employees Credit Union's official website

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About Quincy Postal Employees Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
307
Assets
$2.2M
Founded
1930
Locations reported
1
NCUA charter
63378
Charter type
Federally insured state-chartered credit union

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Members "first" Community329 North 24th St · Quincy · IL · 62301Branch in the same ZIPUnited CommunityUnited Community Credit Union · Quincy · IL · 62301-4605Branch in the same ZIPWestern Illinois School EmployeesWESTERN IL SCHOOL EMPLOYEES CREDIT UNION · QUINCY · IL · 62301Branch in the same ZIPCity & CountyHannibal · Hannibal · MO · 63401About 17.2 miles awayCommunity FirstMain Office · Hannibal · MO · 63401About 17.2 miles awayAimKeokuk · Keokuk · IA · 52632About 34.7 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Quincy Postal Employees Credit Union

Membership eligibility from Quincy Postal Employees Credit Union's own published criteria. How we verify this.

Membership criteria are published on Quincy Postal Employees Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Quincy Postal Employees Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Quincy Postal Employees Credit Union offer?

Quincy Postal Employees Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Quincy Postal Employees Credit Union rates updated?

RateAPI verifies Quincy Postal Employees Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Quincy Postal Employees Credit Union's rate data?

Rate data is collected directly from Quincy Postal Employees Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Quincy Postal Employees Credit Union's mortgage rate?

As of August 4, 2026, Quincy Postal Employees Credit Union offers a 30-year fixed mortgage at 6.5% APR.

What are Quincy Postal Employees Credit Union's auto & rv loan rates?

As of August 4, 2026, Quincy Postal Employees Credit Union offers vehicle loans from 3.99% APR.

What is Quincy Postal Employees Credit Union's HELOC rate?

As of August 4, 2026, Quincy Postal Employees Credit Union offers home equity lines of credit from 6.25% APR.

What is Quincy Postal Employees Credit Union's personal loan rate?

As of August 4, 2026, Quincy Postal Employees Credit Union offers personal loans from 12.65% APR.

What is Quincy Postal Employees Credit Union's best CD rate?

As of August 4, 2026, Quincy Postal Employees Credit Union offers savings and certificate (CD) yields up to 3.85% APY.

Related Rate Data

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Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

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