Homewood Credit Union
Verified rate book
Current Homewood Credit Union rates
9 published offers verified as of August 4, 2026.
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loans (36 to 72 Months)auto_any_72mo | 5.240% APR | 5.240% | 72 mo | Standard |
| Auto Loans (73 to 84 Months)auto_any_84mo | 5.490% APR | 5.490% | 84 mo | Standard |
| Auto Loans (36 to 60 Months)auto_any_60mo | 6.740% APR | 6.740% | 60 mo | Standard |
| Auto Loans (61 to 72 Months)auto_any_72mo | 6.990% APR | 6.990% | 72 mo | Standard |
HELOC rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 80% CLTV – Owner Occupiedheloc | 6.250% APR | 6.250% | — | Standard |
| Home Equity Loan (Fixed)heloc_fixed | 6.250% APR | 6.250% | — | Standard |
| Up to 90% CLTV – Owner Occupiedheloc | 6.500% APR | 6.500% | — | Standard |
| Up to 70% CLTV – 2nd Homeheloc | 8.250% APR | 8.250% | — | Standard |
| Up to 80% CLTV – 2nd Homeheloc | 8.500% APR | 8.500% | — | Standard |
Auto loans available from 5.24% APR for 72 months. HELOC rates from 6.25% APR.
Source: RateAPI.dev, verified from Homewood Credit Union's official website
Who Can Join Homewood Credit Union
Membership eligibility from Homewood Credit Union's own published criteria. How we verify this.
Open to anyone. Anyone can become a member — no employer, location, or affiliation requirement.
- AssociationCredit Union 1 Educational Development Association (CU1EDA)
Cost to join: About $10 (a $5 membership fee plus a $5 minimum deposit).
Verified from Homewood Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Homewood Credit Union?
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Frequently Asked Questions
What rates does Homewood Credit Union offer?
Homewood Credit Union currently offers Auto loan, and HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Homewood Credit Union rates updated?
RateAPI verifies Homewood Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Homewood Credit Union's rate data?
Rate data is collected directly from Homewood Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Homewood Credit Union's auto loan rates?
As of August 4, 2026, Homewood Credit Union offers auto loans from 5.24% APR.
What is Homewood Credit Union's HELOC rate?
As of August 4, 2026, Homewood Credit Union offers home equity lines of credit from 6.25% APR.
Related Rate Data
Compare Homewood Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
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# Get rates for Homewood Credit Union
curl "https://api.rateapi.dev/credit-unions/illinois/homewood" \
-H "Authorization: Bearer YOUR_API_KEY"