Elca Credit Union
Verified rate book
Current Elca Credit Union rates
4 published offers verified as of August 4, 2026.
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month Auto Loanauto_any_36mo | 3.990% APR | 3.990% | 36 mo | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 7.990% APR | 7.990% | — | Standard |
| Personal Line of Creditploc_variable | 12.490% APR | 12.490% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| World Mastercard®credit_card | 14.990% APR | 14.990% | — | Standard |
Auto loans available from 3.99% APR for 36 months. Personal loan rates from 7.99% APR. Credit card rates from 14.99% APR.
Source: RateAPI.dev, verified from Elca Credit Union's official website
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About Elca Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.4K
- Assets
- $35.5M
- Founded
- 2015
- Locations reported
- 1
- NCUA charter
- 24866
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- Bilingual services
- Credit-builder products
- Payday Alternative Loans II
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Elca Credit Union
Membership eligibility from Elca Credit Union's own published criteria. How we verify this.
Membership via the ELCA congregations +1 more
- AssociationELCA congregations, United Church of Christ
Verified from Elca Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Elca Credit Union?
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Frequently Asked Questions
What rates does Elca Credit Union offer?
Elca Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Elca Credit Union rates updated?
RateAPI verifies Elca Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Elca Credit Union's rate data?
Rate data is collected directly from Elca Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Elca Credit Union's auto loan rates?
As of August 4, 2026, Elca Credit Union offers auto loans from 3.99% APR.
What is Elca Credit Union's personal loan rate?
As of August 4, 2026, Elca Credit Union offers personal loans from 7.99% APR.
Related Rate Data
Compare Elca Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Elca Credit Union rates
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# Get rates for Elca Credit Union
curl "https://api.rateapi.dev/credit-unions/illinois/elca" \
-H "Authorization: Bearer YOUR_API_KEY"