Education Personnel Credit Union
Verified rate book
Current Education Personnel Credit Union rates
15 published offers verified as of August 4, 2026.
Mortgage rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Mortgageother | 4.890% APR | 4.890% | — | Standard |
| Mortgage: 10-20 yearsother | 4.890% APR | 4.890% | — | Standard |
| Mortgage: 30 yearsother | 6.890% APR | 6.890% | — | Standard |
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 3.890% APR | 3.890% | — | Standard |
Personal loan rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 2.890% APR | 2.890% | — | Standard |
| Signature Loanpersonal_unsecured | 6.890% APR | 6.890% | — | Standard |
| Overdraft Line of Creditpersonal | 14.890% APR | 14.890% | — | Standard |
| Signature (1 year)other | 6.890% APR | 6.890% | — | Standard |
| Signature (2 year)other | 10.890% APR | 10.890% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 9.900% APR | 9.900% | — | Standard |
Savings & CD rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Prime Sharesavings | 0.55% APY | 0.55% | — | Standard |
| Market 50 ($5,000 minimum)savings | 0.85% APY | 0.85% | — | Standard |
| Market 60 ($10,000 minimum)savings | 0.95% APY | 0.95% | — | Standard |
| Coverdell ESAsavings | 1.25% APY | 1.25% | — | Standard |
| Individual Retirement Account (IRA)ira | 1.25% APY | 1.25% | — | Standard |
As of August 4, 2026, Education Personnel Credit Union offers mortgage rates from 4.89% APR. Auto loans available from 3.89% APR. Personal loan rates from 2.89% APR. Credit card rates from 9.9% APR. Savings and certificate yields up to 1.25% APY.
Source: RateAPI.dev, verified from Education Personnel Credit Union's official website
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About Education Personnel Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 4.2K
- Assets
- $74.8M
- Founded
- 1937
- Locations reported
- 3
- NCUA charter
- 1969
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Education Personnel Credit Union
Membership eligibility from Education Personnel Credit Union's own published criteria. How we verify this.
Membership via employers (public, private and parochial schools in Vermilion County, Illinois +1 more)
- LocationVermilion — IL
- Employerpublic, private and parochial schools in Vermilion County, Illinois, Danville Area Community College
Verified from Education Personnel Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Education Personnel Credit Union?
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Frequently Asked Questions
What rates does Education Personnel Credit Union offer?
Education Personnel Credit Union currently offers mortgage, Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Education Personnel Credit Union rates updated?
RateAPI verifies Education Personnel Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Education Personnel Credit Union's rate data?
Rate data is collected directly from Education Personnel Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Education Personnel Credit Union's mortgage rate?
As of August 4, 2026, Education Personnel Credit Union offers mortgage rates from 4.89% APR.
What are Education Personnel Credit Union's auto loan rates?
As of August 4, 2026, Education Personnel Credit Union offers auto loans from 3.89% APR.
What is Education Personnel Credit Union's personal loan rate?
As of August 4, 2026, Education Personnel Credit Union offers personal loans from 2.89% APR.
What is Education Personnel Credit Union's best CD rate?
As of August 4, 2026, Education Personnel Credit Union offers savings and certificate (CD) yields up to 1.25% APY.
Related Rate Data
Compare Education Personnel Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Education Personnel Credit Union rates
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# Get rates for Education Personnel Credit Union
curl "https://api.rateapi.dev/credit-unions/illinois/education-personnel" \
-H "Authorization: Bearer YOUR_API_KEY"