Decatur Postal Credit Union
Verified rate book
Current Decatur Postal Credit Union rates
9 published offers verified as of August 4, 2026.
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Vehicles (Cars & Trucks)auto_new_84mo | 4.750% APR | 4.750% | 84 mo · new | Standard |
| Used Vehicles (Based on age of collateral)auto_used_84mo | 5.250% APR | 5.250% | 84 mo · used | Standard |
| New Recreational (Boats, RV's & Motorcycles)powersports_new_96mo | 6.750% APR | 6.750% | 96 mo · new | Standard |
| Used Recreational (Based on age of collateral)powersports_used_84mo | 7.250% APR | 7.250% | 84 mo · used | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 2.000% APR | 2.000% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 9.250% APR | 9.250% | — | Standard |
Savings & CD rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 18-Month Certificatecd_18mo | 3.00% APY | 3.00% | 18 mo | Standard |
| 6-Month Certificatecd_6mo | 3.25% APY | 3.25% | 6 mo | Standard |
| 12-Month Certificatecd_12mo | 3.25% APY | 3.25% | 12 mo | Standard |
Vehicle loans available from 4.75% APR for 84 months. Personal loan rates from 2% APR. Savings and certificate yields up to 3.25% APY.
Source: RateAPI.dev, verified from Decatur Postal Credit Union's official website
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About Decatur Postal Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 494
- Assets
- $6.3M
- Founded
- 1928
- Locations reported
- 1
- NCUA charter
- 65841
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online loan application
- Open an account online
- Electronic statements
- Financial education
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Decatur Postal Credit Union
Membership eligibility from Decatur Postal Credit Union's own published criteria. How we verify this.
Membership via occupations (Federal Employees +1 more)
- OccupationFederal Employees, Postal Employees
Cost to join: About $10.
Verified from Decatur Postal Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Decatur Postal Credit Union?
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Frequently Asked Questions
What rates does Decatur Postal Credit Union offer?
Decatur Postal Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Decatur Postal Credit Union rates updated?
RateAPI verifies Decatur Postal Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Decatur Postal Credit Union's rate data?
Rate data is collected directly from Decatur Postal Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Decatur Postal Credit Union's auto & powersports loan rates?
As of August 4, 2026, Decatur Postal Credit Union offers vehicle loans from 4.75% APR.
What is Decatur Postal Credit Union's personal loan rate?
As of August 4, 2026, Decatur Postal Credit Union offers personal loans from 2% APR.
What is Decatur Postal Credit Union's best CD rate?
As of August 4, 2026, Decatur Postal Credit Union offers savings and certificate (CD) yields up to 3.25% APY.
Related Rate Data
Compare Decatur Postal Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Decatur Postal Credit Union
curl "https://api.rateapi.dev/credit-unions/illinois/decatur-postal" \
-H "Authorization: Bearer YOUR_API_KEY"