Cta South Credit Union
Verified rate book
Current Cta South Credit Union rates
10 published offers verified as of August 4, 2026.
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loans (36 to 72 Months)auto_any_72mo | 5.240% APR | 5.240% | 72 mo | Standard |
| Auto Loans (73 to 84 Months)auto_any_84mo | 5.490% APR | 5.490% | 84 mo | Standard |
| Auto Loans (36 to 60 Months)auto_any_60mo | 6.740% APR | 6.740% | 60 mo | Standard |
| Auto Loans (61 to 72 Months)auto_any_72mo | 6.990% APR | 6.990% | 72 mo | Standard |
HELOC rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 80% CLTV – Owner Occupiedheloc | 6.250% APR | 6.250% | — | Standard |
| Home Equity Loan (Fixed)heloc_fixed | 6.250% APR | 6.250% | — | Standard |
| Up to 90% CLTV – Owner Occupiedheloc | 6.500% APR | 6.500% | — | Standard |
| Up to 70% CLTV – 2nd Homeheloc | 8.250% APR | 8.250% | — | Standard |
| Up to 80% CLTV – 2nd Homeheloc | 8.500% APR | 8.500% | — | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| High Yield Checkingsavings | 4.75% APY | 4.75% | — | Standard |
Auto loans available from 5.24% APR for 72 months. HELOC rates from 6.25% APR. Savings and certificate yields up to 4.75% APY.
Source: RateAPI.dev, verified from Cta South Credit Union's official website
Who Can Join Cta South Credit Union
Membership eligibility from Cta South Credit Union's own published criteria. How we verify this.
Open to anyone. Anyone can become a member — no employer, location, or affiliation requirement.
- AssociationCredit Union 1 Educational Development Association (CU1EDA)
Cost to join: About $10 (a $5 membership fee plus a $5 minimum deposit).
Verified from Cta South Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Cta South Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Cta South Credit Union ranks against Illinois peers.
Frequently Asked Questions
What rates does Cta South Credit Union offer?
Cta South Credit Union currently offers Auto loan, and HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Cta South Credit Union rates updated?
RateAPI verifies Cta South Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Cta South Credit Union's rate data?
Rate data is collected directly from Cta South Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Cta South Credit Union's auto loan rates?
As of August 4, 2026, Cta South Credit Union offers auto loans from 5.24% APR.
What is Cta South Credit Union's HELOC rate?
As of August 4, 2026, Cta South Credit Union offers home equity lines of credit from 6.25% APR.
What is Cta South Credit Union's best CD rate?
As of August 4, 2026, Cta South Credit Union offers savings and certificate (CD) yields up to 4.75% APY.
Related Rate Data
Compare Cta South Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Cta South Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when Illinois credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Cta South Credit Union
curl "https://api.rateapi.dev/credit-unions/illinois/cta-south" \
-H "Authorization: Bearer YOUR_API_KEY"