Rails West Credit Union
Verified rate book
Current Rails West Credit Union rates
16 published offers verified as of August 4, 2026.
Savings & CD rates
13 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Golden Age Savingssavings | 0.05% APY | 0.05% | — | Standard |
| Savingsshare_savings | 0.05% APY | 0.05% | — | Standard |
| Sharesavings | 0.15% APY | 0.15% | — | Standard |
| Money Marketmoney_market | 0.25% APY | 0.25% | — | Standard |
| 48-Month Certificatecd_48mo | 0.40% APY | 0.40% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 0.40% APY | 0.40% | 60 mo | Standard |
| 36-Month Certificatecd_36mo | 1.26% APY | 1.26% | 36 mo | Standard |
| 24-Month Certificatecd_24mo | 2.02% APY | 2.02% | 24 mo | Standard |
| 12-Month Certificatecd_12mo | 2.27% APY | 2.27% | 12 mo | Standard |
| 6-Month Certificatecd_6mo | 3.82% APY | 3.82% | 6 mo | Standard |
| 72-Month Certificatecd_72mo | 4.94% APY | 4.94% | 72 mo | Standard |
| Reward Sharesavings | 5.17% APY | 5.17% | — | Standard |
| 84-Month Certificatecd_84mo | 5.34% APY | 5.44% | 84 mo | Standard |
Other rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 5 Years/10 Yearsother | 5.750% % | 5.750% | — | Standard |
| 10 Years/ 10 Yearsother | 5.990% % | 5.990% | — | Standard |
| 5 Years/7 Yearsother | 7.740% % | 7.740% | — | Standard |
Savings and certificate yields up to 5.34% APY.
Source: RateAPI.dev, verified from Rails West Credit Union's official website
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About Rails West Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 7.5K
- Assets
- $78.5M
- Founded
- 1935
- Locations reported
- 2
- NCUA charter
- 490
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Bilingual services
- Credit-builder products
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Rails West Credit Union
Membership eligibility from Rails West Credit Union's own published criteria. How we verify this.
Membership via employers (Aberdeen-Springfield Canal Company +15 more) or the Bannock Humane Society ($20)
- EmployerAberdeen-Springfield Canal Company, American Electric, Belmont Care Center, Courtesy Ford Lincoln Mercury, Inc., Great Western Malting Co., Gold’s Gym, Idaho Business Systems, Old Faithful Sprinkler & Landscaping, Pioneer Title Company, Rich Broadcasting, Safari Graphics, Shoshone-Bannock Tribes, Union Pacific Railroad, University Financial Group, Vogts Heating & Air, Westwood Discount
- AssociationBannock Humane Society
Cost to join: About $20.
Verified from Rails West Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Rails West Credit Union?
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Frequently Asked Questions
What rates does Rails West Credit Union offer?
Rails West Credit Union is a credit union in Idaho. Rate data is currently being verified.
How often are Rails West Credit Union rates updated?
RateAPI verifies Rails West Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Rails West Credit Union's rate data?
Rate data is collected directly from Rails West Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Rails West Credit Union's best CD rate?
As of August 4, 2026, Rails West Credit Union offers savings and certificate (CD) yields up to 5.34% APY.
Related Rate Data
Compare Rails West Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Rails West Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for Rails West Credit Union
curl "https://api.rateapi.dev/credit-unions/idaho/rails-west" \
-H "Authorization: Bearer YOUR_API_KEY"