Maui Credit Union

Kahului, Hawaii

Last verified: August 4, 2026

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Verified rate book

Current Maui Credit Union rates

37 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

6 offers

Maui Credit Union auto & vehicle rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
New Auto up to 4 years oldauto_new_84mo	4.500% APR	4.500%	84 mo · new	Standard
New and Used Auto Loanauto_any	4.500% APR	4.500%	any	Standard
Auto Loanauto	4.500% APR	4.500%	—	Standard
New Auto Loanauto_new	4.500% APR	4.500%	new	Standard
Used Auto 5 years to 10 years oldauto_used_60mo	5.250% APR	5.250%	60 mo · used	Standard
Used Auto Loanauto_used	5.250% APR	5.250%	used	Standard

HELOC rates

2 offers

Maui Credit Union heloc rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
HELOCheloc_variable	5.250% APR	5.250%	—	Standard
HELOC (Variable)heloc_variable	6.500% APR	6.500%	—	Standard

Personal loan rates

6 offers

Maui Credit Union personal loan rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
Unsecured Personal Loanpersonal_unsecured	7.750% APR	7.750%	—	Standard
Personal and Consolidation Loans (1 Year)other	7.750% APR	7.750%	—	Standard
Personal and Consolidation Loans (3 Year)other	8.750% APR	8.750%	—	Standard
Personal and Consolidation Loans (2 Year)other	8.750% APR	8.750%	—	Standard
Personal and Consolidation Loans (4 Year)other	9.750% APR	9.750%	—	Standard
Personal and Consolidation Loans (5 Year)other	9.750% APR	9.750%	—	Standard

Credit card rates

1 offer

Maui Credit Union credit card rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
Visa Platinum, Platinum Cash Rewards and Secured Credit Cardcredit_card_secured	7.000% APR	7.000%	—	Standard

Savings & CD rates

19 offers

Maui Credit Union savings & cd rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
Checkingsavings	0.03% APY	0.03%	—	Standard
Christmas Savingssavings	0.05% APY	0.05%	—	Specialty offer
48-Month Certificateshare_certificate_48mo	3.00% APY	2.96%	48 mo	Standard
36-Month Certificateshare_certificate_36mo	3.00% APY	2.96%	36 mo	Standard
24-Month Certificateshare_certificate_24mo	3.00% APY	2.96%	24 mo	Standard
Certificateshare_certificate	3.00% APY	2.96%	—	Standard
Coverdell ESAsavings	3.00% APY	2.96%	—	Standard
24-Month Certificatecd_24mo	3.00% APY	3.00%	24 mo	Standard
60-Month Certificateshare_certificate_60mo	3.00% APY	2.96%	60 mo	Standard
60-Month Certificatecd_60mo	3.00% APY	3.00%	60 mo	Standard
48-Month Certificatecd_48mo	3.00% APY	3.00%	48 mo	Standard
36-Month Certificatecd_36mo	3.00% APY	3.00%	36 mo	Standard
Traditional IRAira	3.00% APY	2.96%	—	Standard
12-Month Certificateshare_certificate_12mo	3.25% APY	3.20%	12 mo	Standard
12-Month Certificatecd_12mo	3.25% APY	3.25%	12 mo	Standard
Certificateshare_certificate	3.45% APY	3.45%	—	Standard
6-Month Certificateshare_certificate_6mo	3.50% APY	3.45%	6 mo	Standard
6-Month Certificatecd_6mo	3.50% APY	3.50%	6 mo	Standard
*CHECKING (Malama Rewards Checking)*savings	4.89% APY	4.89%	—	Standard

Other rates

3 offers

Maui Credit Union other rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
Traditionalother	3.000% %	2.960%	—	Standard
Photovoltaic Loans (Up to 5 Years)other	5.500% %	5.500%	—	Standard
Photovoltaic Loans (5 - 10 Years)other	7.500% %	7.500%	—	Standard

Auto loans available from 4.5% APR for 84 months. HELOC rates from 5.25% APR. Personal loan rates from 7.75% APR. Credit card rates from 7% APR. Savings and certificate yields up to 4.89% APY.
Source: RateAPI.dev, verified from Maui Credit Union's official website

Branch locator

Maui Credit Union locations

Search, filter, and browse all 3 NCUA-reported locations.

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About Maui Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members: 7.3K
Assets: $145M
Founded: 1938
Locations reported: 3
NCUA charter: 2562
Charter type: Federal credit union

Services and member support

Online loan application
Electronic statements
Mobile check deposit
Mobile payments
Bilingual services
Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Aloha PacificKahului Branch · Kahului · HI · 96732-3555Branch in the same ZIP Hawaii StateKahului Branch · Kahului · HI · 96732-3553Branch in the same ZIP Hawaiian FinancialMaui · Kahului · HI · 96732-3508Branch in the same ZIP HawaiiusaKahului Branch · Kahului · HI · 96732Branch in the same ZIP KahuluiKahului FCU · Kahului · HI · 96732-2240Branch in the same ZIP Maui CountyBranch Office - MMP · Kahului · HI · 96732-2986Branch in the same ZIP

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Maui Credit Union

Membership eligibility from Maui Credit Union's own published criteria. How we verify this.

Community charter: live/work in Maui

LocationMaui

Cost to join: No membership fee or minimum deposit listed.

Verified from Maui Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Maui Credit Union?

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Frequently Asked Questions

What rates does Maui Credit Union offer?

Maui Credit Union currently offers Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Maui Credit Union rates updated?

RateAPI verifies Maui Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Maui Credit Union's rate data?

Rate data is collected directly from Maui Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Maui Credit Union's auto loan rates?

As of August 4, 2026, Maui Credit Union offers auto loans from 4.5% APR.

What is Maui Credit Union's HELOC rate?

As of August 4, 2026, Maui Credit Union offers home equity lines of credit from 5.25% APR.

What is Maui Credit Union's personal loan rate?

As of August 4, 2026, Maui Credit Union offers personal loans from 7.75% APR.

What is Maui Credit Union's best CD rate?

As of August 4, 2026, Maui Credit Union offers savings and certificate (CD) yields up to 4.89% APY.

Related Rate Data

Compare Maui Credit Union's rates against national credit-union benchmarks.

More Hawaii credit unions Auto loan rate benchmark HELOC rates Personal loan rates Credit card rates How we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

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# Get rates for Maui Credit Union
curl "https://api.rateapi.dev/credit-unions/hawaii/maui" \
  -H "Authorization: Bearer YOUR_API_KEY"

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