Lanai Credit Union

Lanai City, Hawaii
Last verified: August 4, 2026
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Verified rate book

Current Lanai Credit Union rates

29 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

16 offers
Lanai Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Platinumauto_any_36mo3.000% APR3.000%36 moStandard
Platinumauto_any_48mo3.500% APR3.500%48 moStandard
Platinumauto_any_60mo3.750% APR3.750%60 moStandard
Preferredauto_any_36mo4.000% APR4.000%36 moStandard
Platinumauto_any_72mo4.000% APR4.000%72 moStandard
Preferredauto_any_48mo4.500% APR4.500%48 moStandard
Platinumauto_any_78mo4.500% APR4.500%78 moStandard
Preferredauto_any_60mo4.750% APR4.750%60 moStandard
Preferredauto_any_72mo5.000% APR5.000%72 moStandard
Preferredauto_any_78mo5.500% APR5.500%78 moStandard
Platinumauto_any_84mo5.500% APR5.500%84 moStandard
Standardauto_any_36mo6.000% APR6.000%36 moStandard
Gradeauto_any_78mo6.500% APR6.500%78 moStandard
Standardauto_any_48mo6.500% APR6.500%48 moStandard
Standardauto_any_60mo7.000% APR7.000%60 moStandard
Standardauto_any_72mo7.500% APR7.500%72 moStandard

Personal loan rates

10 offers
Lanai Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Platinumpersonal_unsecured_36mo7.000% APR7.000%36 moStandard
Platinumpersonal_unsecured_48mo7.500% APR7.500%48 moStandard
36-Month Credit Builder Loanpersonal_unsecured_36mo8.000% APR8.000%36 moStandard
Platinumpersonal_unsecured_60mo8.000% APR8.000%60 moStandard
48-Month Credit Builder Loanpersonal_unsecured_48mo8.500% APR8.500%48 moStandard
60-Month Credit Builder Loanpersonal_unsecured_60mo9.000% APR9.000%60 moStandard
72-Month Credit Builder Loanpersonal_unsecured_72mo9.500% APR9.500%72 moStandard
Standardpersonal_unsecured_36mo10.000% APR10.000%36 moStandard
Standardpersonal_unsecured_48mo10.500% APR10.500%48 moStandard
Standardpersonal_unsecured_60mo11.000% APR11.000%60 moStandard

Savings & CD rates

2 offers
Lanai Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share Draft (Checking) Accountsavings0.10% APY0.10%Standard
Not Gradedcd_60mo5.00% APY5.00%60 moStandard

Other rates

1 offer
Lanai Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Not Gradedother6.500% %6.500%Standard

Auto loans available from 3% APR for 36 months. Personal loan rates from 7% APR. Savings and certificate yields up to 5.00% APY.

Source: RateAPI.dev, verified from Lanai Credit Union's official website

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About Lanai Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
2.1K
Assets
$37.7M
Founded
1938
Locations reported
2
NCUA charter
2953
Charter type
Federal credit union

Services and member support

  • Electronic statements
  • Financial education

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Lanai Credit Union

Membership eligibility from Lanai Credit Union's own published criteria. How we verify this.

Community charter: live/work in Lānaʼi

Verified from Lanai Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Lanai Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Lanai Credit Union ranks against Hawaii peers.

Frequently Asked Questions

What rates does Lanai Credit Union offer?

Lanai Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Lanai Credit Union rates updated?

RateAPI verifies Lanai Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Lanai Credit Union's rate data?

Rate data is collected directly from Lanai Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Lanai Credit Union's auto loan rates?

As of August 4, 2026, Lanai Credit Union offers auto loans from 3% APR.

What is Lanai Credit Union's personal loan rate?

As of August 4, 2026, Lanai Credit Union offers personal loans from 7% APR.

What is Lanai Credit Union's best CD rate?

As of August 4, 2026, Lanai Credit Union offers savings and certificate (CD) yields up to 5.00% APY.

Related Rate Data

Compare Lanai Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Lanai Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Lanai Credit Union
curl "https://api.rateapi.dev/credit-unions/hawaii/lanai" \
  -H "Authorization: Bearer YOUR_API_KEY"