Honolulu Credit Union
Verified rate book
Current Honolulu Credit Union rates
33 published offers verified as of August 3, 2026.
Auto & vehicle rates
11 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month New Auto Loanauto_new_36mo | 4.250% APR | 4.250% | 36 mo · new | Standard |
| Green New Carauto_new_60mo | 4.500% APR | 4.500% | 60 mo · new | Standard |
| 48-Month New Auto Loanauto_new_48mo | 4.500% APR | 4.500% | 48 mo · new | Standard |
| 60-Month New Auto Loanauto_new_60mo | 4.750% APR | 4.750% | 60 mo · new | Standard |
| 36-Month Used Auto Loanauto_used_36mo | 4.750% APR | 4.750% | 36 mo · used | Standard |
| Green New Carauto_new_72mo | 4.750% APR | 4.750% | 72 mo · new | Standard |
| 72-Month New Auto Loanauto_new_72mo | 5.000% APR | 5.000% | 72 mo · new | Standard |
| 48-Month Used Auto Loanauto_used_48mo | 5.000% APR | 5.000% | 48 mo · used | Standard |
| 60-Month Used Auto Loanauto_used_60mo | 5.250% APR | 5.250% | 60 mo · used | Standard |
| Green New Carauto_new_84mo | 6.000% APR | 6.000% | 84 mo · new | Standard |
| 72-Month Used Auto Loanauto_used_72mo | 6.000% APR | 6.000% | 72 mo · used | Standard |
HELOC rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC – Owner Occupiedheloc_variable | 4.990% APR | 4.990% | — | Standard |
| HELOC (Owner Occupied)heloc_variable | 4.990% APR | 4.990% | — | Standard |
| HELOC (Owner Occupied)heloc_variable | 7.000% APR | 7.000% | — | Standard |
| HELOC – Owner Occupiedheloc_variable | 7.000% APR | 7.000% | — | Standard |
| HELOC (Rental/Investor Property)heloc_variable | 7.500% APR | 7.500% | — | Standard |
| HELOC (Owner Occupied Over 80%)heloc_variable | 8.000% APR | 8.000% | — | Standard |
Personal loan rates
12 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Regular Share Securedpersonal_secured_144mo | 3.098% APR | 3.098% | 144 mo | Standard |
| PV/Solarpersonal_unsecured_60mo | 5.990% APR | 5.990% | 60 mo | Standard |
| 12-Month Personal Loanpersonal_unsecured_12mo | 6.000% APR | 6.000% | 12 mo | Standard |
| PV/Solar Refinancepersonal_unsecured_72mo | 6.490% APR | 6.490% | 72 mo | Standard |
| PV/Solarpersonal_unsecured_96mo | 6.690% APR | 6.690% | 96 mo | Standard |
| PV/Solar Refinancepersonal_unsecured_96mo | 6.690% APR | 6.690% | 96 mo | Standard |
| PV/Solarpersonal_unsecured_120mo | 6.990% APR | 6.990% | 120 mo | Standard |
| 24-Month Personal Loanpersonal_unsecured_24mo | 8.000% APR | 8.000% | 24 mo | Standard |
| 36-Month Personal Loanpersonal_unsecured_36mo | 9.000% APR | 9.000% | 36 mo | Standard |
| 48-Month Personal Loanpersonal_unsecured_48mo | 10.000% APR | 10.000% | 48 mo | Standard |
| 60-Month Personal Loanpersonal_unsecured_60mo | 11.000% APR | 11.000% | 60 mo | Standard |
| Share Draft Overdraft Protectionpersonal | 12.000% APR | 12.000% | — | Standard |
Credit card rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| VISA® Share Secured Credit Cardcredit_card_secured | 6.990% APR | 6.990% | — | Standard |
| Platinum Credit Cardcredit_card_platinum | 9.750% APR | 9.750% | — | Standard |
| VISA® Gold Credit Cardcredit_card | 10.750% APR | 10.750% | — | Standard |
| VISA® Classic Credit Cardcredit_card | 13.750% APR | 13.750% | — | Standard |
Auto loans available from 4.25% APR for 36 months. HELOC rates from 4.99% APR. Personal loan rates from 3.098% APR. Credit card rates from 6.99% APR.
Source: RateAPI.dev, verified from Honolulu Credit Union's official website
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About Honolulu Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 19.8K
- Assets
- $418.1M
- Founded
- 1936
- Locations reported
- 5
- NCUA charter
- 1830
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Honolulu Credit Union
Membership eligibility from Honolulu Credit Union's own published criteria. How we verify this.
Membership via employers (Civilian Employees of the U.S. Government headquartered in Honolulu, Hawaii +1 more) or the Hawaii Ballroom Dance Association +1 more…
- EmployerCivilian Employees of the U.S. Government headquartered in Honolulu, Hawaii, Contractors and employees of contractors who regularly work at the Sand Island Coast Guard in Hawaii
- AssociationHawaii Ballroom Dance Association, Waipahu Community Association
- OccupationMembers of the U.S. Armed Forces including the U.S. Coast Guard who live in Hawaii
- Militarymilitary, coast_guard
Cost to join: About $15 (a $10 membership fee plus a $5 minimum deposit).
Verified from Honolulu Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Honolulu Credit Union?
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Frequently Asked Questions
What rates does Honolulu Credit Union offer?
Honolulu Credit Union currently offers Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Honolulu Credit Union rates updated?
RateAPI verifies Honolulu Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Honolulu Credit Union's rate data?
Rate data is collected directly from Honolulu Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Honolulu Credit Union's auto loan rates?
As of August 3, 2026, Honolulu Credit Union offers auto loans from 4.25% APR.
What is Honolulu Credit Union's HELOC rate?
As of August 3, 2026, Honolulu Credit Union offers home equity lines of credit from 4.99% APR.
What is Honolulu Credit Union's personal loan rate?
As of August 3, 2026, Honolulu Credit Union offers personal loans from 3.098% APR.
Related Rate Data
Compare Honolulu Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Honolulu Credit Union
curl "https://api.rateapi.dev/credit-unions/hawaii/honolulu" \
-H "Authorization: Bearer YOUR_API_KEY"