Hawaii Central Credit Union

Honolulu, Hawaii
Last verified: August 4, 2026
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Verified rate book

Current Hawaii Central Credit Union rates

6 published offers verified as of August 4, 2026.

How we verify rates

Personal loan rates

3 offers
Hawaii Central Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share-Secured Loanpersonal_secured2.600% APR2.600%—Standard
Unsecured Personal Loanpersonal_unsecured4.500% APR4.500%—Standard
Unsecured Personal Loanpersonal_unsecured4.750% APR4.750%—Standard

Savings & CD rates

3 offers
Hawaii Central Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
60-Month Certificateshare_certificate_60mo1.51% APY1.51%60 moStandard
Certificateshare_certificate3.25% APY3.25%—Standard
12-Month Certificateshare_certificate_12mo3.75% APY3.75%12 moStandard

Personal loan rates from 2.6% APR. Savings and certificate yields up to 3.75% APY.

Source: RateAPI.dev, verified from Hawaii Central Credit Union's official website

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About Hawaii Central Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
16.3K
Assets
$311.3M
Founded
1937
Locations reported
3
NCUA charter
24839
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Aloha PacificFort St · Honolulu · HI · 96813Branch in the same ZIPHawaii Law EnforcementMain Police Station Branch · Honolulu · HI · 96813Branch in the same ZIPHawaii SchoolsHawaii Schools FCU - Main · Honolulu · HI · 96813-2446Branch in the same ZIPHawaii StateHeadquarters Building · Honolulu · HI · 96813-4726Branch in the same ZIPHawaiian Electric EmployeesHAWAIIAN ELECTRIC EMPLOYEES FCU · HONOLULU · HI · 96813Branch in the same ZIPHawaiian FinancialBoard of Water Supply · Honolulu · HI · 96813Branch in the same ZIP

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Hawaii Central Credit Union

Membership eligibility from Hawaii Central Credit Union's own published criteria. How we verify this.

Community charter: live/work in Honolulu County

  • LocationHonolulu County

Verified from Hawaii Central Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Hawaii Central Credit Union offer?

Hawaii Central Credit Union currently offers personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Hawaii Central Credit Union rates updated?

RateAPI verifies Hawaii Central Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Hawaii Central Credit Union's rate data?

Rate data is collected directly from Hawaii Central Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Hawaii Central Credit Union's personal loan rate?

As of August 4, 2026, Hawaii Central Credit Union offers personal loans from 2.6% APR.

What is Hawaii Central Credit Union's best CD rate?

As of August 4, 2026, Hawaii Central Credit Union offers savings and certificate (CD) yields up to 3.75% APY.

Related Rate Data

Compare Hawaii Central Credit Union's rates against national credit-union benchmarks.

More Hawaii credit unionsPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Hawaii Central Credit Union rates

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Access this data programmatically with our REST API

terminal
# Get rates for Hawaii Central Credit Union
curl "https://api.rateapi.dev/credit-unions/hawaii/hawaii-central" \
  -H "Authorization: Bearer YOUR_API_KEY"
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