Pen Air Credit Union

Pensacola, Florida
Last verified: August 4, 2026
Work at Pen Air Credit Union? Claim this profile →

Verified rate book

Current Pen Air Credit Union rates

3 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

1 offer
Pen Air Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto4.990% APR4.990%Standard

HELOC rates

1 offer
Pen Air Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loan (Fixed)heloc_fixed7.740% APR7.740%Standard

Personal loan rates

1 offer
Pen Air Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Personal Loanpersonal_unsecured8.900% APR8.900%Standard

Auto loans available from 4.99% APR. HELOC rates from 7.74% APR. Personal loan rates from 8.9% APR.

Source: RateAPI.dev, verified from Pen Air Credit Union's official website

Who Can Join Pen Air Credit Union

Membership eligibility from Pen Air Credit Union's own published criteria. How we verify this.

Community charter: live/work in Mobile County, Leon County, AL, FL, VA

  • LocationMobile County, Leon County — AL, FL, VA

Verified from Pen Air Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Pen Air Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Pen Air Credit Union ranks against Florida peers.

Frequently Asked Questions

What rates does Pen Air Credit Union offer?

Pen Air Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Pen Air Credit Union rates updated?

RateAPI verifies Pen Air Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Pen Air Credit Union's rate data?

Rate data is collected directly from Pen Air Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Pen Air Credit Union's auto loan rates?

As of August 4, 2026, Pen Air Credit Union offers auto loans from 4.99% APR.

What is Pen Air Credit Union's HELOC rate?

As of August 4, 2026, Pen Air Credit Union offers home equity lines of credit from 7.74% APR.

What is Pen Air Credit Union's personal loan rate?

As of August 4, 2026, Pen Air Credit Union offers personal loans from 8.9% APR.

Related Rate Data

Compare Pen Air Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Pen Air Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Florida credit union rates move.

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Pen Air Credit Union
curl "https://api.rateapi.dev/credit-unions/florida/pen-air" \
  -H "Authorization: Bearer YOUR_API_KEY"