Electricians' Local 349 Credit Union

Miami, Florida

Last verified: August 4, 2026

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Verified rate book

Current Electricians' Local 349 Credit Union rates

38 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

20 offers

Electricians' Local 349 Credit Union auto & vehicle rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
20% Downauto_any_36mo	2.990% APR	2.990%	36 mo	Standard
10% Downauto_any_36mo	3.490% APR	3.490%	36 mo	Standard
20% Downauto_any_48mo	3.490% APR	3.490%	48 mo	Standard
New Auto Loanauto_new	3.490% APR	3.490%	new	Standard
10% Downauto_any_48mo	3.990% APR	3.990%	48 mo	Standard
New Car/Truck Loanauto_new	3.990% APR	3.990%	new	Standard
0% Downauto_any_36mo	3.990% APR	3.990%	36 mo	Standard
0% Downauto_any_48mo	4.490% APR	4.490%	48 mo	Standard
Used Car/Truck Loans (2020-2015)auto_used_72mo	5.490% APR	5.490%	72 mo · used	Standard
New Car/Truck Loanauto_new_72mo	5.490% APR	5.490%	72 mo · new	Standard
Boat Loan (2015–2024)boat_any_72mo	5.750% APR	5.750%	—	Standard
Motorcycle Loan (2015–2024)motorcycle_any_72mo	5.750% APR	5.750%	—	Standard
36-Month New Boat Loanboat_new_36mo	5.750% APR	5.750%	36 mo · new	Standard
Used Car/Truck Loans (2023-2019)auto_used_72mo	6.490% APR	6.490%	72 mo · used	Standard
36-Month Used Boat Loanboat_used_36mo	6.750% APR	6.750%	36 mo · used	Standard
RV/Camping Unit Loans (2024-2015)rv	6.750% APR	6.750%	—	Standard
60-Month New Boat Loanboat_new_60mo	6.750% APR	6.750%	60 mo · new	Standard
60-Month Used Boat Loanboat_used_60mo	7.250% APR	7.250%	60 mo · used	Standard
72-Month New Boat Loanboat_new_72mo	7.250% APR	7.250%	72 mo · new	Standard
72-Month Used Boat Loanboat_used_72mo	7.500% APR	7.500%	72 mo · used	Standard

Personal loan rates

8 offers

Electricians' Local 349 Credit Union personal loan rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
Shared Secured Loanpersonal_secured	2.490% APR	2.490%	—	Standard
Share Loanpersonal	2.490% APR	2.490%	—	Standard
Un-Secured Signature Loanpersonal_unsecured_12mo	11.000% APR	11.000%	12 mo	Standard
Unsecured Personal Loanpersonal_unsecured	11.000% APR	11.000%	—	Standard
Un-Secured Signature Loanpersonal_unsecured_24mo	12.000% APR	12.000%	24 mo	Standard
Un-Secured Signature Loanpersonal_unsecured_36mo	13.000% APR	13.000%	36 mo	Standard
Un-Secured Signature Loanpersonal_unsecured_36mo	14.000% APR	14.000%	36 mo	Standard
Un-Secured Signature Loanpersonal_unsecured_36mo	15.000% APR	15.000%	36 mo	Standard

Student loan rates

1 offer

Electricians' Local 349 Credit Union student loan rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
Student Book loans (Electrical Apprentices)student	12.000% APR	12.000%	—	Standard

Savings & CD rates

1 offer

Electricians' Local 349 Credit Union savings & cd rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
Sharessavings	0.02% APY	0.02%	—	Standard

Other rates

8 offers

Electricians' Local 349 Credit Union other rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
20% Downother	3.990% %	3.990%	—	Standard
10% Downother	4.490% %	4.490%	—	Standard
0% Downother	4.990% %	4.990%	—	Standard
Guide: NADA (New)other	6.750% %	6.750%	—	Standard
Guide: NADA (Used)other	7.750% %	7.750%	—	Standard
Spend Sum Save Loanother	14.000% %	14.000%	—	Standard
Courtesy Loanother	18.000% %	18.000%	—	Standard
Money Manager Loanother	18.000% %	18.000%	—	Standard

Vehicle loans available from 2.99% APR for 36 months. Personal loan rates from 2.49% APR. Savings and certificate yields up to 0.02% APY.
Source: RateAPI.dev, verified from Electricians' Local 349 Credit Union's official website

Who Can Join Electricians' Local 349 Credit Union

Membership eligibility from Electricians' Local 349 Credit Union's own published criteria. How we verify this.

Membership via employers (Electricians Local 349)

EmployerElectricians Local 349

Verified from Electricians' Local 349 Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Electricians' Local 349 Credit Union?

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Frequently Asked Questions

What rates does Electricians' Local 349 Credit Union offer?

Electricians' Local 349 Credit Union currently offers vehicle loan, personal loan, and student loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Electricians' Local 349 Credit Union rates updated?

RateAPI verifies Electricians' Local 349 Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Electricians' Local 349 Credit Union's rate data?

Rate data is collected directly from Electricians' Local 349 Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Electricians' Local 349 Credit Union's auto, rv, boat & motorcycle loan rates?

As of August 4, 2026, Electricians' Local 349 Credit Union offers vehicle loans from 2.99% APR.

What is Electricians' Local 349 Credit Union's personal loan rate?

As of August 4, 2026, Electricians' Local 349 Credit Union offers personal loans from 2.49% APR.

What is Electricians' Local 349 Credit Union's best CD rate?

As of August 4, 2026, Electricians' Local 349 Credit Union offers savings and certificate (CD) yields up to 0.02% APY.

Related Rate Data

Compare Electricians' Local 349 Credit Union's rates against national credit-union benchmarks.

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Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

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# Get rates for Electricians' Local 349 Credit Union
curl "https://api.rateapi.dev/credit-unions/florida/electricians-local-349" \
  -H "Authorization: Bearer YOUR_API_KEY"

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