Provident Credit Union
Verified rate book
Current Provident Credit Union rates
14 published offers verified as of August 4, 2026.
Auto & vehicle rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 4.260% APR | 4.260% | new | Standard |
| New Car Buyoutauto_new | 4.990% APR | 4.990% | new | Standard |
| Used Auto Loanauto_used | 6.260% APR | 6.260% | used | Standard |
| Used Car Buyoutauto_used | 7.990% APR | 7.990% | used | Standard |
| New RV / Boat Loanrv_new | 8.990% APR | 8.990% | new | Standard |
| Used RV / Boat Loanrv_used | 9.990% APR | 9.990% | used | Standard |
| Auto Loanauto | 10.750% APR | 10.750% | — | Standard |
Personal loan rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Certificate-Secured Loanpersonal_secured | 3.000% APR | 3.000% | — | Standard |
| Collateral Loanpersonal_secured | 8.750% APR | 8.750% | — | Standard |
| Debt Freedom Loanpersonal | 9.000% APR | 9.000% | — | Standard |
| Signature / Unsecured Loanpersonal_unsecured | 10.750% APR | 10.750% | — | Standard |
| Signature Loanpersonal_unsecured | 12.500% APR | 12.500% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 10.000% APR | 10.000% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Featured Ratesother | 4.260% % | 4.260% | — | Standard |
Vehicle loans available from 4.26% APR. Personal loan rates from 3% APR. Credit card rates from 10% APR.
Source: RateAPI.dev, verified from Provident Credit Union's official website
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About Provident Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.6K
- Assets
- $12M
- Founded
- 1964
- Locations reported
- 2
- NCUA charter
- 16364
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Provident Credit Union
Membership eligibility from Provident Credit Union's own published criteria. How we verify this.
Membership via employers (Kraft Foods +8 more) or the Holy Trinity Union American Methodist Episcopal Church
- EmployerKraft Foods, Aerotek Contract Engineering Services, DI Corporation-Central, Kelly Services, AZZ Enclosure Systems, American Dental, Precious Moments Education and Community Center, Eden Hill Medical Center, Women’s Care Associates of Dover
- AssociationHoly Trinity Union American Methodist Episcopal Church
Verified from Provident Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Provident Credit Union?
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Frequently Asked Questions
What rates does Provident Credit Union offer?
Provident Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Provident Credit Union rates updated?
RateAPI verifies Provident Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Provident Credit Union's rate data?
Rate data is collected directly from Provident Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Provident Credit Union's auto & rv loan rates?
As of August 4, 2026, Provident Credit Union offers vehicle loans from 4.26% APR.
What is Provident Credit Union's personal loan rate?
As of August 4, 2026, Provident Credit Union offers personal loans from 3% APR.
Related Rate Data
Compare Provident Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Provident Credit Union rates
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Use it via API
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# Get rates for Provident Credit Union
curl "https://api.rateapi.dev/credit-unions/delaware/provident" \
-H "Authorization: Bearer YOUR_API_KEY"