Dexsta Credit Union

Wilmington, Delaware
Last verified: August 4, 2026
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Verified rate book

Current Dexsta Credit Union rates

11 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

5 offers
Dexsta Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
96-Month Auto Loan (2024–2027)auto_any_96mo4.490% APR4.490%96 moStandard
84-Month Auto Loan (2021–2023)auto_any_84mo5.740% APR5.740%84 moStandard
Boats and RVs Model Years 2016–2025boat_any_240mo5.990% APR5.990%240 moStandard
84-Month Auto Loan (2018–2020)auto_any_84mo7.740% APR7.740%84 moStandard
75-Month Auto Loan (2016–2017)auto_any_75mo10.490% APR10.490%75 moStandard

HELOC rates

4 offers
Dexsta Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loan – 1st Lienheloc_fixed4.850% APR4.850%Standard
Home Equity Loan – 2nd Lien 80% Loan-to-Valueheloc_fixed5.000% APR5.000%Standard
Home Equity Loan – 2nd Lien 100% Loan-to-Valueheloc_fixed5.250% APR5.250%Standard
HELOC (Variable)heloc_variable6.750% APR6.750%Standard

Personal loan rates

2 offers
Dexsta Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
DIY Home Improvement Loanpersonal7.990% APR7.990%Standard
Personal Line of Creditploc_variable10.650% APR10.650%Standard

Vehicle loans available from 4.49% APR for 96 months. HELOC rates from 4.85% APR. Personal loan rates from 7.99% APR.

Source: RateAPI.dev, verified from Dexsta Credit Union's official website

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About Dexsta Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
34.3K
Assets
$435.5M
Founded
1937
Locations reported
6
NCUA charter
2187
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Dexsta Credit Union

Membership eligibility from Dexsta Credit Union's own published criteria. How we verify this.

Community charter: live/work in New Castle, Kent, Cecil, DE, MD

  • LocationNew Castle, Kent, Cecil — DE, MD

Cost to join: About $5.

Verified from Dexsta Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Dexsta Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Dexsta Credit Union ranks against Delaware peers.

Frequently Asked Questions

What rates does Dexsta Credit Union offer?

Dexsta Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Dexsta Credit Union rates updated?

RateAPI verifies Dexsta Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Dexsta Credit Union's rate data?

Rate data is collected directly from Dexsta Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Dexsta Credit Union's auto & boat loan rates?

As of August 4, 2026, Dexsta Credit Union offers vehicle loans from 4.49% APR.

What is Dexsta Credit Union's HELOC rate?

As of August 4, 2026, Dexsta Credit Union offers home equity lines of credit from 4.85% APR.

What is Dexsta Credit Union's personal loan rate?

As of August 4, 2026, Dexsta Credit Union offers personal loans from 7.99% APR.

Related Rate Data

Compare Dexsta Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Dexsta Credit Union
curl "https://api.rateapi.dev/credit-unions/delaware/dexsta" \
  -H "Authorization: Bearer YOUR_API_KEY"