Scient Credit Union

Groton, Connecticut
Last verified: August 3, 2026
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Verified rate book

Current Scient Credit Union rates

7 published offers verified as of August 3, 2026.

How we verify rates

Mortgage rates

3 offers
Scient Credit Union mortgage rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed5.683% APR5.450%Standard
30-Year Fixed30 year fixed5.847% APR5.750%Standard
SmartRefi Mortgageother5.398% APR5.350%Standard

HELOC rates

1 offer
Scient Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable4.990% APR4.990%Standard

Savings & CD rates

3 offers
Scient Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
MySci Accountsavings3.00% APY3.00%Standard
15-Month Certificateshare_certificate_15mo3.75% APY3.75%15 moStandard
Certificateshare_certificate_7mo3.75% APY3.75%7 moStandard

As of August 3, 2026, Scient Credit Union offers a 30-year fixed mortgage at 5.683% APR. HELOC rates from 4.99% APR. Savings and certificate yields up to 3.75% APY.

Source: RateAPI.dev, verified from Scient Credit Union's official website

Who Can Join Scient Credit Union

Membership eligibility from Scient Credit Union's own published criteria. How we verify this.

Membership via the American Consumer Council ($5)

  • LocationNew London County
  • AssociationAmerican Consumer Council

Cost to join: About $10 (a $5 membership fee plus a $5 minimum deposit).

Verified from Scient Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Scient Credit Union?

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Frequently Asked Questions

What rates does Scient Credit Union offer?

Scient Credit Union currently offers mortgage, and HELOC rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Scient Credit Union rates updated?

RateAPI verifies Scient Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Scient Credit Union's rate data?

Rate data is collected directly from Scient Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Scient Credit Union's mortgage rate?

As of August 3, 2026, Scient Credit Union offers a 30-year fixed mortgage at 5.683% APR.

What is Scient Credit Union's HELOC rate?

As of August 3, 2026, Scient Credit Union offers home equity lines of credit from 4.99% APR.

What is Scient Credit Union's best CD rate?

As of August 3, 2026, Scient Credit Union offers savings and certificate (CD) yields up to 3.75% APY.

Related Rate Data

Compare Scient Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Scient Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Scient Credit Union
curl "https://api.rateapi.dev/credit-unions/connecticut/scient" \
  -H "Authorization: Bearer YOUR_API_KEY"