Crosspoint Credit Union

Hamden, Connecticut
Last verified: August 4, 2026
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Verified rate book

Current Crosspoint Credit Union rates

16 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

7 offers
Crosspoint Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
84-Month New Auto Loanauto_new_84mo4.750% APR4.750%84 mo · newStandard
Used Vehicle Max age 7 years Max 100,000 milesauto_used_84mo4.750% APR4.750%84 mo · usedStandard
84-Month Used Auto Loanauto_used_84mo4.750% APR4.750%84 mo · usedStandard
Auto Loanauto4.750% APR4.750%Standard
84-Month Motorcycle Loanmotorcycle_any_84mo4.750% APR4.750%84 moStandard
New Vehicle Max age 1 years Max 5,000 milesauto_new_84mo4.750% APR4.750%84 mo · newStandard
Recreational (includes Boats, RV’s, Tow-behind & Travel Trailers)powersports_any_120mo6.000% APR6.000%120 moStandard

HELOC rates

3 offers
Crosspoint Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Fixed Rate Second Mortgageheloc_fixed6.000% APR6.000%Standard
HELOC (Variable)heloc_variable6.750% APR6.750%Standard
HELOC (Variable)heloc_variable6.750% APR6.750%Standard

Personal loan rates

4 offers
Crosspoint Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share-Secured Loanpersonal_secured2.600% APR2.600%Standard
Smart E-Loans (Smart Energy Loans)personal7.990% APR7.990%Standard
Unsecured (Total cannot exceed $40,000)personal_unsecured10.000% APR10.000%Standard
Moneyline Line of Creditploc_variable14.000% APR14.000%Standard

Savings & CD rates

1 offer
Crosspoint Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Certificateshare_certificate3.80% APY3.80%Standard

Other rates

1 offer
Crosspoint Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Smart E-Loanother6.990% %6.990%Standard

Vehicle loans available from 4.75% APR for 84 months. HELOC rates from 6% APR. Personal loan rates from 2.6% APR. Savings and certificate yields up to 3.80% APY.

Source: RateAPI.dev, verified from Crosspoint Credit Union's official website

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Frequently Asked Questions

What rates does Crosspoint Credit Union offer?

Crosspoint Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Crosspoint Credit Union rates updated?

RateAPI verifies Crosspoint Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Crosspoint Credit Union's rate data?

Rate data is collected directly from Crosspoint Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Crosspoint Credit Union's auto, motorcycle & powersports loan rates?

As of August 4, 2026, Crosspoint Credit Union offers vehicle loans from 4.75% APR.

What is Crosspoint Credit Union's HELOC rate?

As of August 4, 2026, Crosspoint Credit Union offers home equity lines of credit from 6% APR.

What is Crosspoint Credit Union's personal loan rate?

As of August 4, 2026, Crosspoint Credit Union offers personal loans from 2.6% APR.

What is Crosspoint Credit Union's best CD rate?

As of August 4, 2026, Crosspoint Credit Union offers savings and certificate (CD) yields up to 3.80% APY.

Related Rate Data

Compare Crosspoint Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for Crosspoint Credit Union
curl "https://api.rateapi.dev/credit-unions/connecticut/crosspoint" \
  -H "Authorization: Bearer YOUR_API_KEY"