Valley Educators Credit Union
Verified rate book
Current Valley Educators Credit Union rates
8 published offers verified as of August 4, 2026.
Mortgage rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| First Mortgage Loanother | 9.250% APR | 9.250% | — | Standard |
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loan (2009–2010)auto | 6.750% APR | 6.750% | — | Standard |
| Used Auto Loan (2002–2020)auto_used | 7.250% APR | 7.250% | used | Standard |
| RV Loanrv | 8.740% APR | 8.740% | — | Standard |
| Used Auto Loan (2001 and Older)auto_used | 9.000% APR | 9.000% | used | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 9.250% APR | 9.250% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share/CD secured Loanpersonal_secured | 6.000% APR | 6.000% | — | Standard |
| Signature Loanpersonal_unsecured | 10.750% APR | 10.750% | — | Standard |
As of August 4, 2026, Valley Educators Credit Union offers mortgage rates from 9.25% APR. Vehicle loans available from 6.75% APR. HELOC rates from 9.25% APR. Personal loan rates from 6% APR.
Source: RateAPI.dev, verified from Valley Educators Credit Union's official website
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About Valley Educators Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1K
- Assets
- $6.4M
- Founded
- 1959
- Locations reported
- 3
- NCUA charter
- 63468
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Electronic statements
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Valley Educators Credit Union
Membership eligibility from Valley Educators Credit Union's own published criteria. How we verify this.
Membership via employers (SLV school districts +1 more)
- EmployerSLV school districts, Adams State University
Cost to join: About $25.
Verified from Valley Educators Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Valley Educators Credit Union?
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Frequently Asked Questions
What rates does Valley Educators Credit Union offer?
Valley Educators Credit Union currently offers mortgage, vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Valley Educators Credit Union rates updated?
RateAPI verifies Valley Educators Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Valley Educators Credit Union's rate data?
Rate data is collected directly from Valley Educators Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Valley Educators Credit Union's mortgage rate?
As of August 4, 2026, Valley Educators Credit Union offers mortgage rates from 9.25% APR.
What are Valley Educators Credit Union's auto & rv loan rates?
As of August 4, 2026, Valley Educators Credit Union offers vehicle loans from 6.75% APR.
What is Valley Educators Credit Union's HELOC rate?
As of August 4, 2026, Valley Educators Credit Union offers home equity lines of credit from 9.25% APR.
What is Valley Educators Credit Union's personal loan rate?
As of August 4, 2026, Valley Educators Credit Union offers personal loans from 6% APR.
Related Rate Data
Compare Valley Educators Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Valley Educators Credit Union
curl "https://api.rateapi.dev/credit-unions/colorado/valley-educators" \
-H "Authorization: Bearer YOUR_API_KEY"