Sterling Credit Union

Sterling, Colorado
Last verified: August 4, 2026
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Verified rate book

Current Sterling Credit Union rates

27 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

9 offers
Sterling Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New Auto Loanauto_new4.990% APR4.990%newStandard
84-Month New Auto Loan (2023 and Newer)auto_new_84mo4.990% APR4.990%84 mo · newStandard
Used Auto Loanauto_used5.500% APR5.500%usedStandard
84-Month Used Auto Loan (2019–2022)auto_used_84mo5.500% APR5.500%84 mo · usedStandard
120-Month Used RV Loanrv_used_120mo6.000% APR6.000%120 mo · usedStandard
120-Month Used Boat Loanboat_used_120mo6.000% APR6.000%120 mo · usedStandard
120-Month New Boat Loanboat_new_120mo6.000% APR6.000%120 mo · newStandard
120-Month New RV Loanrv_new_120mo6.000% APR6.000%120 mo · newStandard
Autos (Used: 2018 & Older)auto_used_36mo6.250% APR6.250%36 mo · usedStandard

Personal loan rates

3 offers
Sterling Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Certificate-Secured Loanpersonal_secured2.000% APR2.000%—Standard
48-Month Signature Loanpersonal_unsecured_48mo8.000% APR8.000%48 moStandard
Overdraft Line of Creditpersonal16.000% APR16.000%—Standard

Savings & CD rates

14 offers
Sterling Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Traditional IRAira1.51% APY1.51%—Standard
Secret Savers Clubsavings1.51% APY1.51%—Standard
Share Certificates / CDs (30 month)share_certificate_30mo2.84% APY2.84%30 moStandard
IRA Certificates / CDs (36 month)ira_cd_36mo2.84% APY2.84%36 moStandard
IRA Certificates / CDs (30 month)ira_cd_30mo2.84% APY2.84%30 moStandard
Share Certificates / CDs (36 month)share_certificate_36mo2.84% APY2.84%36 moStandard
Share Certificates / CDs (24 month)share_certificate_24mo2.94% APY2.94%24 moStandard
IRA Certificates / CDs (24 month)ira_cd_24mo2.94% APY2.94%24 moStandard
Share Certificates / CDs (6 month)share_certificate_6mo3.25% APY3.25%6 moStandard
IRA Certificates / CDs (6 month)ira_cd_6mo3.25% APY3.25%6 moStandard
Share Certificates / CDs (12 month)share_certificate_12mo3.30% APY3.30%12 moStandard
IRA Certificates / CDs (12 month)ira_cd_12mo3.30% APY3.30%12 moStandard
IRA Certificates / CDs (18 month)ira_cd_18mo3.35% APY3.35%18 moStandard
Share Certificates / CDs (18 month)share_certificate_18mo3.35% APY3.35%18 moStandard

Other rates

1 offer
Sterling Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Loans less than $1500other16.000% %16.000%—Standard

Vehicle loans available from 4.99% APR. Personal loan rates from 2% APR. Savings and certificate yields up to 3.35% APY.

Source: RateAPI.dev, verified from Sterling Credit Union's official website

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About Sterling Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
10.3K
Assets
$246.9M
Founded
1938
Locations reported
3
NCUA charter
2840
Charter type
Federal credit union

Services and member support

  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Bilingual services
  • Student scholarships
  • Payday Alternative Loans I
  • Payday Alternative Loans II

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Yuma CountyYUMA COUNTY FEDERAL CREDIT UNION · YUMA · CO · 80759About 47.3 miles awayFort Morgan SchoolsLarrick Building · Fort Morgan · CO · 80701About 47.4 miles awayCo-NeCO-NE · Julesburg · CO · 80737About 57.1 miles awayCredit Union of Colorado, AGreeley Branch · Greeley · CO · 80631About 76.9 miles awayNorthern Colorado2901 Branch · GREELEY · CO · 80631About 76.9 miles awaySecurity ServiceGreeley · Greeley · CO · 80631About 76.9 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Sterling Credit Union

Membership eligibility from Sterling Credit Union's own published criteria. How we verify this.

Community charter: live/work in Logan, Morgan, Phillips +2 more, CO

  • LocationLogan, Morgan, Phillips, Sedgwick, Washington — CO

Cost to join: About $25.

Verified from Sterling Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Sterling Credit Union?

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Frequently Asked Questions

What rates does Sterling Credit Union offer?

Sterling Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Sterling Credit Union rates updated?

RateAPI verifies Sterling Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Sterling Credit Union's rate data?

Rate data is collected directly from Sterling Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Sterling Credit Union's auto, rv & boat loan rates?

As of August 4, 2026, Sterling Credit Union offers vehicle loans from 4.99% APR.

What is Sterling Credit Union's personal loan rate?

As of August 4, 2026, Sterling Credit Union offers personal loans from 2% APR.

What is Sterling Credit Union's best CD rate?

As of August 4, 2026, Sterling Credit Union offers savings and certificate (CD) yields up to 3.35% APY.

Related Rate Data

Compare Sterling Credit Union's rates against national credit-union benchmarks.

More Colorado credit unionsAuto loan rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Sterling Credit Union rates

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Access this data programmatically with our REST API

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# Get rates for Sterling Credit Union
curl "https://api.rateapi.dev/credit-unions/colorado/sterling" \
  -H "Authorization: Bearer YOUR_API_KEY"
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