San Juan Mountains Credit Union

Montrose, Colorado
Last verified: August 4, 2026
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Verified rate book

Current San Juan Mountains Credit Union rates

26 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

2 offers
San Juan Mountains Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto5.500% APR5.500%—Standard
Recreational Loanpowersports7.000% APR7.000%—Standard

Personal loan rates

1 offer
San Juan Mountains Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Personal Loanpersonal_unsecured9.750% APR9.750%—Standard

Savings & CD rates

23 offers
San Juan Mountains Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
IRAira0.04% APY0.04%—Standard
Regular Share Accountshare_savings0.05% APY0.05%—Standard
Kids Club*savings0.15% APY0.15%—Eligibility restricted
Christmas Club Accountsavings0.20% APY0.20%—Specialty offer
Regular High Yieldsavings1.25% APY1.25%—Standard
Regular High Yieldsavings1.26% APY1.25%—Standard
High Yieldsavings1.45% APY1.45%—Standard
High Yieldsavings1.46% APY1.45%—Standard
6-Month Certificatecd_6mo1.51% APY1.50%6 moStandard
12-Month Certificatecd_12mo1.56% APY1.55%12 moStandard
18-Month Certificatecd_18mo1.61% APY1.60%18 moStandard
24-Month Certificatecd_24mo1.71% APY1.70%24 moStandard
High Yieldsavings1.75% APY1.75%—Standard
36-Month Certificatecd_36mo1.86% APY1.85%36 moStandard
48-Month Certificatecd_48mo2.07% APY2.05%48 moStandard
60-Month Certificatecd_60mo2.17% APY2.15%60 moStandard
12-Month Certificatecd_12mo2.50% APY2.50%12 moStandard
6-Month Certificatecd_6mo2.50% APY2.50%6 moStandard
18-Month Certificatecd_18mo2.60% APY2.60%18 moStandard
24-Month Certificatecd_24mo2.70% APY2.70%24 moStandard
36-Month Certificatecd_36mo2.85% APY2.85%36 moStandard
48-Month Certificatecd_48mo3.05% APY3.05%48 moStandard
60-Month Certificatecd_60mo3.15% APY3.15%60 moStandard

Vehicle loans available from 5.5% APR. Personal loan rates from 9.75% APR. Savings and certificate yields up to 3.15% APY.

Source: RateAPI.dev, verified from San Juan Mountains Credit Union's official website

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About San Juan Mountains Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
3.3K
Assets
$62.7M
Founded
1958
Locations reported
4
NCUA charter
60110
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

NuvistaCorporate Office · Montrose · CO · 81401Branch in the same ZIPOlatheOlathe Federal Credit Union · Olathe · CO · 81425About 19.5 miles awayDelta CountyDelta County FCU-Hotchkiss · Hotchkiss · CO · 81419About 25.5 miles awayBellcoClifton · Clifton · CO · 81520-7676About 54.7 miles awayCanvasGrand Junction · Grand Junction · CO · 81501About 57.0 miles awayColoramoColoramo FCU · Grand Junction · CO · 81501About 57.0 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join San Juan Mountains Credit Union

Membership eligibility from San Juan Mountains Credit Union's own published criteria. How we verify this.

To join: Make a $25.00 donation to Mada (mexican american development association) or girl scouts of colorado troop 16234.

  • LocationMontrose, Gunnison, San Miguel, Hinsdale, Ouray, Delta, Mesa

Cost to join: About $25.

Verified from San Juan Mountains Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does San Juan Mountains Credit Union offer?

San Juan Mountains Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are San Juan Mountains Credit Union rates updated?

RateAPI verifies San Juan Mountains Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get San Juan Mountains Credit Union's rate data?

Rate data is collected directly from San Juan Mountains Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are San Juan Mountains Credit Union's auto & powersports loan rates?

As of August 4, 2026, San Juan Mountains Credit Union offers vehicle loans from 5.5% APR.

What is San Juan Mountains Credit Union's personal loan rate?

As of August 4, 2026, San Juan Mountains Credit Union offers personal loans from 9.75% APR.

What is San Juan Mountains Credit Union's best CD rate?

As of August 4, 2026, San Juan Mountains Credit Union offers savings and certificate (CD) yields up to 3.15% APY.

Related Rate Data

Compare San Juan Mountains Credit Union's rates against national credit-union benchmarks.

More Colorado credit unionsAuto loan rate benchmarkPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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# Get rates for San Juan Mountains Credit Union
curl "https://api.rateapi.dev/credit-unions/colorado/san-juan-mountains" \
  -H "Authorization: Bearer YOUR_API_KEY"
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