Premier Members Credit Union
Verified rate book
Current Premier Members Credit Union rates
50 published offers verified as of August 4, 2026.
Mortgage rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.625% APR | 6.625% | — | Standard |
| 15-Year Fixed15 year fixed | 5.875% APR | 5.875% | — | Standard |
| 10-Year Fixed10 year fixed | 5.875% APR | 5.875% | — | Standard |
| 5/6 Year ARM5 1 arm | 6.125% APR | 6.125% | — | Standard |
| 7/6 Year ARM7 1 arm | 6.250% APR | 6.250% | — | Standard |
| 20-Year Fixed20 year fixed | 6.375% APR | 6.375% | — | Standard |
| 30 due in 15 Year Balloonother | 6.125% APR | 6.125% | — | Standard |
HELOC rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Primary Residence HELOC- Max 90% LTVheloc_variable | 7.450% APR | 7.450% | — | Standard |
| Bridge HELOC Loan – Max 80% LTVheloc_variable | 8.600% APR | 8.600% | — | Standard |
| Non-Owner Occupied (Investment) HELOC – Max 80% LTVheloc_variable | 8.950% APR | 8.950% | — | Standard |
| Purchase Money HELOC- Max 80% LTVheloc_variable | 9.100% APR | 9.100% | — | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Overdraft Line of Creditpersonal | 13.000% APR | 13.000% | — | Standard |
Savings & CD rates
38 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Y.E.S Account (Age 0-17)savings | 0.05% APY | 0.05% | — | Standard |
| Savingsshare_savings | 0.05% APY | 0.05% | — | Standard |
| Take advantage of tax deferred interest with a Traditional or Roth IRA.ira | 0.05% APY | 0.05% | — | Standard |
| Premium High-Yield savings Accountsavings | 0.10% APY | 0.10% | — | Standard |
| High Yield Savings Account ($0 - $14,999)savings | 0.10% APY | 0.10% | — | Standard |
| Money Market Including Business and IRA ($10,000.01 - $50,000)ira | 0.25% APY | 0.25% | — | Standard |
| Reverse Tiered Money Market 101 ($5,000.01 - $10,000)money_market | 0.25% APY | 0.25% | — | Standard |
| Reverse Tiered Money Market 101 ($2,000.01 - $5,000)money_market | 0.25% APY | 0.25% | — | Standard |
| Money Market Including Business and IRA ($5,000.01 - $10,000)ira | 0.25% APY | 0.25% | — | Standard |
| Money Market Including Business and IRA ($2,000.01 - $5,000)ira | 0.25% APY | 0.25% | — | Standard |
| Reverse Tiered Money Market 101 ($10,000.01 - $50,000)money_market | 0.25% APY | 0.25% | — | Standard |
| Reverse Tiered Money Market 101 ($50,000.01 - $100,000)money_market | 0.40% APY | 0.40% | — | Standard |
| Reverse Tiered Money Market 101 ($100,000.01 - $250,000)money_market | 0.45% APY | 0.45% | — | Standard |
| Money Market Including Business and IRA ($50,000.01 - $100,000)ira | 0.50% APY | 0.50% | — | Standard |
| Health Savings Account (HSA)savings | 0.50% APY | 0.50% | — | Standard |
| Reverse Tiered Money Market 101 ($250,000 and over)money_market | 0.63% APY | 0.63% | — | Standard |
| Money Market Including Business and IRA ($100,000.01 - $250,000)ira | 0.75% APY | 0.75% | — | Standard |
| Jumbo Money Market Including Business and IRA ($100,000.00 - $249,999.99)ira | 1.98% APY | 1.98% | — | Standard |
| Jumbo Money Market Including Business and IRA ($250,000 and over)ira | 2.23% APY | 2.23% | — | Standard |
| High Yield Savings Account ($15,000 and over)savings | 2.75% APY | 2.75% | — | Standard |
| Share and IRA Certificates $500 min. (24 Months)ira_cd_24mo | 3.45% APY | 3.45% | 24 mo | Standard |
| Premium High Yield Savings Accountsavings | 3.45% APY | 3.45% | — | Standard |
| Share and IRA Certificates $500 min. (12 Months)ira_cd_12mo | 3.45% APY | 3.45% | 12 mo | Standard |
| Share and IRA Certificates $500 min. (18 Months)ira_cd_18mo | 3.45% APY | 3.45% | 18 mo | Standard |
| Share and IRA Certificates $500 min. (36 Months)ira_cd_36mo | 3.45% APY | 3.45% | 36 mo | Standard |
| Share and IRA Certificates $500 min. (48 Months)ira_cd_48mo | 3.45% APY | 3.45% | 48 mo | Standard |
| Share and IRA Certificates $500 min. (60 Months)ira_cd_60mo | 3.45% APY | 3.45% | 60 mo | Standard |
| Share and IRA Certificates $500 min. (6 Months)ira_cd_6mo | 3.45% APY | 3.45% | 6 mo | Standard |
| Money Market Including Business and IRA ($0.00 - $2,000)ira | 3.93% APY | 3.93% | — | Standard |
| 10 Month Certificate $500 min. (10 Months)cd_10mo | 3.93% APY | 3.93% | 10 mo | Standard |
| Reverse Tiered Money Market 101 ($0.00 - $2,000)money_market | 3.93% APY | 3.93% | — | Standard |
| 10-Month Certificatecd_10mo | 4.00% APY | 4.00% | 10 mo | Standard |
| Money Marketmoney_market | 4.00% APY | 4.00% | — | Standard |
| 48-Month Certificatecd_48mo | 4.50% APY | 4.50% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 4.75% APY | 4.75% | 60 mo | Standard |
| 72-Month Certificatecd_72mo | 5.00% APY | 5.00% | 72 mo | Standard |
| 78-Month Certificatecd_78mo | 5.50% APY | 5.50% | 78 mo | Standard |
| 84-Month Certificatecd_84mo | 5.75% APY | 5.75% | 84 mo | Standard |
As of August 4, 2026, Premier Members Credit Union offers a 30-year fixed mortgage at 6.625% APR. HELOC rates from 7.45% APR. Personal loan rates from 13% APR. Savings and certificate yields up to 5.75% APY.
Source: RateAPI.dev, verified from Premier Members Credit Union's official website
Who Can Join Premier Members Credit Union
Membership eligibility from Premier Members Credit Union's own published criteria. How we verify this.
Membership via employers (IBM +4 more) or the Impact on Education
- LocationAdams, Arapahoe, Broomfield, Boulder, Clear Creek, Delta, Denver, Douglas, Eagle, Elbert, El Paso, Garfield, Grand, Jefferson, Larimer, Mesa, Montrose, Pueblo, Summit, Weld
- EmployerIBM, Ball Corporation, Boulder Community Health, Lexmark, Medtronic
- AssociationImpact on Education
Cost to join: About $5.
Verified from Premier Members Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Premier Members Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Premier Members Credit Union ranks against Colorado peers.
Frequently Asked Questions
What rates does Premier Members Credit Union offer?
Premier Members Credit Union currently offers mortgage, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Premier Members Credit Union rates updated?
RateAPI verifies Premier Members Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Premier Members Credit Union's rate data?
Rate data is collected directly from Premier Members Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Premier Members Credit Union's mortgage rate?
As of August 4, 2026, Premier Members Credit Union offers a 30-year fixed mortgage at 6.625% APR.
What is Premier Members Credit Union's HELOC rate?
As of August 4, 2026, Premier Members Credit Union offers home equity lines of credit from 7.45% APR.
What is Premier Members Credit Union's personal loan rate?
As of August 4, 2026, Premier Members Credit Union offers personal loans from 13% APR.
What is Premier Members Credit Union's best CD rate?
As of August 4, 2026, Premier Members Credit Union offers savings and certificate (CD) yields up to 5.75% APY.
Related Rate Data
Compare Premier Members Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Premier Members Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when Colorado credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Premier Members Credit Union
curl "https://api.rateapi.dev/credit-unions/colorado/premier-members" \
-H "Authorization: Bearer YOUR_API_KEY"