Peoples Credit Union

Springfield, Colorado
Last verified: August 4, 2026
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Verified rate book

Current Peoples Credit Union rates

15 published offers verified as of August 4, 2026.

How we verify rates

Personal loan rates

1 offer
Peoples Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Overdraft Protection Loan (wac)personal19.500% APR19.500%Standard

Savings & CD rates

14 offers
Peoples Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Checkingsavings0.50% APY0.50%Standard
Savingssavings0.75% APY0.75%Standard
Money Fundsavings1.20% APY1.20%Standard
H.S.A.savings1.30% APY1.30%Standard
48-Month Certificatecd_48mo2.85% APY2.85%48 moStandard
60-Month Certificatecd_60mo2.85% APY2.85%60 moStandard
36-Month Certificatecd_36mo2.85% APY2.85%36 moStandard
18-Month Certificatecd_18mo3.05% APY3.05%18 moStandard
24-Month Certificatecd_24mo3.10% APY3.10%24 moStandard
6-Month Certificatecd_6mo3.30% APY3.30%6 moStandard
12-Month Certificatecd_12mo3.55% APY3.55%12 moStandard
IRAira3.75% APY3.75%Standard
Vacation Clubsavings4.75% APY4.75%Specialty offer
Christmas Clubsavings5.00% APY5.00%Specialty offer

Personal loan rates from 19.5% APR. Savings and certificate yields up to 3.75% APY.

Source: RateAPI.dev, verified from Peoples Credit Union's official website

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About Peoples Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
3.6K
Assets
$73.7M
Founded
1956
Locations reported
2
NCUA charter
66155
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Peoples Credit Union

Membership eligibility from Peoples Credit Union's own published criteria. How we verify this.

Membership criteria are published on Peoples Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Peoples Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Peoples Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Peoples Credit Union ranks against Colorado peers.

Frequently Asked Questions

What rates does Peoples Credit Union offer?

Peoples Credit Union currently offers personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Peoples Credit Union rates updated?

RateAPI verifies Peoples Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Peoples Credit Union's rate data?

Rate data is collected directly from Peoples Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Peoples Credit Union's personal loan rate?

As of August 4, 2026, Peoples Credit Union offers personal loans from 19.5% APR.

What is Peoples Credit Union's best CD rate?

As of August 4, 2026, Peoples Credit Union offers savings and certificate (CD) yields up to 3.75% APY.

Related Rate Data

Compare Peoples Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Peoples Credit Union
curl "https://api.rateapi.dev/credit-unions/colorado/peoples" \
  -H "Authorization: Bearer YOUR_API_KEY"