Mountain River Credit Union

Salida, Colorado

Last verified: August 4, 2026

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Verified rate book

Current Mountain River Credit Union rates

27 published offers verified as of August 4, 2026.

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Auto & vehicle rates

18 offers

Mountain River Credit Union auto & vehicle rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
Index*auto	4.000% APR	4.000%	—	Standard
Up to 36-Month Auto Loanauto_any_36mo	4.990% APR	4.990%	36 mo	Standard
Auto Loans (37 - 48 Months)auto_any_48mo	4.990% APR	4.990%	48 mo	Standard
Auto Loans (49 - 60 Months)auto_any_60mo	4.990% APR	4.990%	60 mo	Standard
Auto Loans (61 - 72 Months)auto_any_72mo	5.490% APR	5.490%	72 mo	Standard
Auto Loans (73 - 84 Months)auto_any_84mo	5.990% APR	5.990%	84 mo	Standard
Recreational Vehicles (2016 & Newer) (24 - 48 Months)rv_any_48mo	6.990% APR	6.990%	48 mo	Standard
Recreational Vehicles (2016 & Newer) (49 - 60 Months)rv_any_60mo	6.990% APR	6.990%	60 mo	Standard
Recreational Vehicles (2016 & Newer) (61 - 72 Months)rv_any_72mo	7.490% APR	7.490%	72 mo	Standard
Recreational Vehicles (2016 & Newer) (73 - 84 Months)rv_any_84mo	7.740% APR	7.740%	84 mo	Standard
GOLDauto	7.750% APR	7.750%	—	Standard
Recreational Vehicles (2016 & Newer) (85 - 96 Months)rv_any_96mo	7.990% APR	7.990%	96 mo	Standard
Up to 60-Month Used RV Loan (2015 and Older)rv_used_60mo	7.990% APR	7.990%	60 mo · used	Standard
Recreational Vehicles (2016 & Newer) (97 - 120 Months)rv_any_120mo	7.990% APR	7.990%	120 mo	Standard
Consolidation Loans (48 Months)auto_any_48mo	10.990% APR	10.990%	48 mo	Standard
Consolidation Loans (36 Months)auto_any_36mo	10.990% APR	10.990%	36 mo	Standard
Consolidation Loans (60 Months)auto_any_60mo	11.490% APR	11.490%	60 mo	Standard
Consolidation Loans (72 Months)auto_any_72mo	11.990% APR	11.990%	72 mo	Standard

HELOC rates

4 offers

Mountain River Credit Union heloc rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
Fixed Home Equity Loans - 1st Position (15 Years)heloc_fixed	6.490% APR	6.490%	—	Standard
Fixed Home Equity Loans - 1st Position (10 Years)heloc_fixed	6.490% APR	6.490%	—	Standard
Fixed Home Equity Loans - 2nd Position (10 Years)heloc_fixed	6.740% APR	6.740%	—	Standard
Fixed Home Equity Loans - 2nd Position (15 Years)heloc_fixed	6.740% APR	6.740%	—	Standard

Personal loan rates

5 offers

Mountain River Credit Union personal loan rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
Personal Line of Creditploc_variable	5.000% APR	5.000%	—	Standard
Personal Term Loans (Unsecured/Signature) (36 Months)personal_unsecured_36mo	9.990% APR	9.990%	36 mo	Standard
Personal Term Loans (Unsecured/Signature) (24 Months)personal_unsecured_24mo	9.990% APR	9.990%	24 mo	Standard
Personal Term Loans (Unsecured/Signature) (48 Months)personal_unsecured_48mo	10.490% APR	10.490%	48 mo	Standard
Personal Term Loans (Unsecured/Signature) (60 Months)personal_unsecured_60mo	10.990% APR	10.990%	60 mo	Standard

Vehicle loans available from 4% APR. HELOC rates from 6.49% APR. Personal loan rates from 5% APR.
Source: RateAPI.dev, verified from Mountain River Credit Union's official website

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Frequently Asked Questions

What rates does Mountain River Credit Union offer?

Mountain River Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Mountain River Credit Union rates updated?

RateAPI verifies Mountain River Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Mountain River Credit Union's rate data?

Rate data is collected directly from Mountain River Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Mountain River Credit Union's auto & rv loan rates?

As of August 4, 2026, Mountain River Credit Union offers vehicle loans from 4% APR.

What is Mountain River Credit Union's HELOC rate?

As of August 4, 2026, Mountain River Credit Union offers home equity lines of credit from 6.49% APR.

What is Mountain River Credit Union's personal loan rate?

As of August 4, 2026, Mountain River Credit Union offers personal loans from 5% APR.

Related Rate Data

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Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

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