Grand Junction Credit Union
Verified rate book
Current Grand Junction Credit Union rates
14 published offers verified as of August 4, 2026.
Mortgage rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 1st Mortgage 80% LTVother | 5.690% APR | 5.690% | — | Standard |
| Commercial Real Estateother | 5.990% APR | 5.990% | — | Standard |
| 2nd Mortgageother | 6.490% APR | 6.490% | — | Standard |
| Residential Constructionother | 7.000% APR | 7.000% | — | Standard |
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 84-Month Auto Loanauto_any_84mo | 4.890% APR | 4.890% | 84 mo | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 7.590% APR | 7.590% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Consumer Revolving LOCpersonal | 8.990% APR | 8.990% | — | Standard |
| 60-Month Signature Loanpersonal_unsecured_60mo | 9.990% APR | 9.990% | 60 mo | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 12.990% APR | 12.990% | — | Standard |
Equipment loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Commercial Business Equipequipment_120mo | 6.740% APR | 6.740% | — | Standard |
| Recreational Equipmentequipment_120mo | 7.090% APR | 7.090% | — | Standard |
Other rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Farm Implementsother | 6.940% % | 6.940% | — | Standard |
| Business Secured RLOCother | 7.000% % | 7.000% | — | Standard |
| Unimproved Landother | 7.190% % | 7.190% | — | Standard |
As of August 4, 2026, Grand Junction Credit Union offers mortgage rates from 5.69% APR. Auto loans available from 4.89% APR for 84 months. HELOC rates from 7.59% APR. Personal loan rates from 8.99% APR. Credit card rates from 12.99% APR. Equipment loans from 6.74% APR.
Source: RateAPI.dev, verified from Grand Junction Credit Union's official website
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About Grand Junction Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 6.9K
- Assets
- $114.2M
- Founded
- 1957
- Locations reported
- 1
- NCUA charter
- 11718
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Bilingual services
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Grand Junction Credit Union
Membership eligibility from Grand Junction Credit Union's own published criteria. How we verify this.
Community charter: live/work in Mesa, Delta, Garfield, CO
- LocationMesa, Delta, Garfield — CO
Verified from Grand Junction Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Grand Junction Credit Union?
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Frequently Asked Questions
What rates does Grand Junction Credit Union offer?
Grand Junction Credit Union currently offers mortgage, Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Grand Junction Credit Union rates updated?
RateAPI verifies Grand Junction Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Grand Junction Credit Union's rate data?
Rate data is collected directly from Grand Junction Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Grand Junction Credit Union's mortgage rate?
As of August 4, 2026, Grand Junction Credit Union offers mortgage rates from 5.69% APR.
What are Grand Junction Credit Union's auto loan rates?
As of August 4, 2026, Grand Junction Credit Union offers auto loans from 4.89% APR.
What is Grand Junction Credit Union's HELOC rate?
As of August 4, 2026, Grand Junction Credit Union offers home equity lines of credit from 7.59% APR.
What is Grand Junction Credit Union's personal loan rate?
As of August 4, 2026, Grand Junction Credit Union offers personal loans from 8.99% APR.
Related Rate Data
Compare Grand Junction Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Grand Junction Credit Union
curl "https://api.rateapi.dev/credit-unions/colorado/grand-junction" \
-H "Authorization: Bearer YOUR_API_KEY"