Unify Financial Credit Union
Verified rate book
Current Unify Financial Credit Union rates
15 published offers verified as of July 30, 2026.
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New and Used Vehiclesauto_any | 5.740% APR | 5.740% | any | Standard |
| New and Used ATV or Power Sportspowersports_any | 8.990% APR | 8.990% | any | Standard |
| New and Used Motorcyclesmotorcycle_any | 8.990% APR | 8.990% | any | Standard |
| New and Used Boat or RVboat_any | 9.240% APR | 9.240% | any | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity Loan (Fixed)heloc_fixed | 7.490% APR | 7.490% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Personal Line of Creditploc_variable | 13.240% APR | 13.240% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 13.740% APR | 13.740% | — | Standard |
| Debt Consolidation Loanpersonal | 14.490% APR | 14.490% | — | Standard |
Credit card rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Engage Rewards Visa Signaturecredit_card_rewards | 14.490% APR | 14.490% | — | Standard |
| Platinum Credit Cardcredit_card_platinum | 14.490% APR | 14.490% | — | Standard |
| Visa Classic Credit Cardcredit_card | 14.490% APR | 14.490% | — | Standard |
Savings & CD rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Regular Savings Accountsavings | 0.10% APY | 0.10% | — | Standard |
| Money Marketmoney_market | 0.75% APY | 0.75% | — | Standard |
| Money Market Plus Accountmoney_market | 3.25% APY | 3.25% | — | Standard |
| IRA Certificateira_cd | 3.60% APY | 3.60% | — | Standard |
Vehicle loans available from 5.74% APR. HELOC rates from 7.49% APR. Personal loan rates from 13.24% APR. Credit card rates from 14.49% APR. Savings and certificate yields up to 3.60% APY.
Source: RateAPI.dev, verified from Unify Financial Credit Union's official website
Who Can Join Unify Financial Credit Union
Membership eligibility from Unify Financial Credit Union's own published criteria. How we verify this.
Membership criteria are published on Unify Financial Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Unify Financial Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Unify Financial Credit Union?
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Frequently Asked Questions
What rates does Unify Financial Credit Union offer?
Unify Financial Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified July 30, 2026 directly from the credit union's official website.
How often are Unify Financial Credit Union rates updated?
RateAPI verifies Unify Financial Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 30, 2026.
Where does RateAPI get Unify Financial Credit Union's rate data?
Rate data is collected directly from Unify Financial Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Unify Financial Credit Union's auto, boat, motorcycle & powersports loan rates?
As of July 30, 2026, Unify Financial Credit Union offers vehicle loans from 5.74% APR.
What is Unify Financial Credit Union's HELOC rate?
As of July 30, 2026, Unify Financial Credit Union offers home equity lines of credit from 7.49% APR.
What is Unify Financial Credit Union's personal loan rate?
As of July 30, 2026, Unify Financial Credit Union offers personal loans from 13.24% APR.
What is Unify Financial Credit Union's best CD rate?
As of July 30, 2026, Unify Financial Credit Union offers savings and certificate (CD) yields up to 3.60% APY.
Related Rate Data
Compare Unify Financial Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Unify Financial Credit Union rates
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Access this data programmatically with our REST API
# Get rates for Unify Financial Credit Union
curl "https://api.rateapi.dev/credit-unions/california/unify-financial" \
-H "Authorization: Bearer YOUR_API_KEY"