Uncle Credit Union

Livermore, California
Last verified: August 4, 2026
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Verified rate book

Current Uncle Credit Union rates

33 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

10 offers
Uncle Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
24-Month New Auto Loan (2025 and Newer)auto_new_24mo4.290% APR4.290%24 mo · newStandard
60-Month New Auto Loan (2025 and Newer)auto_new_60mo4.790% APR4.790%60 mo · newStandard
72-Month New Auto Loan (2025 and Newer)auto_new_72mo5.090% APR5.090%72 mo · newStandard
84-Month New Auto Loan (2025 and Newer)auto_new_84mo5.290% APR5.290%84 mo · newStandard
24-Month Used Auto Loan (2020–2024)auto_used_24mo5.490% APR5.490%24 mo · usedStandard
60-Month Used Auto Loan (2020–2024)auto_used_60mo5.990% APR5.990%60 mo · usedStandard
72-Month Used Auto Loan (2020–2024)auto_used_72mo6.290% APR6.290%72 mo · usedStandard
96-Month New Auto Loan (2025 and Newer)auto_new_96mo6.290% APR6.290%96 mo · newStandard
84-Month Used Auto Loan (2020–2024)auto_used_84mo6.490% APR6.490%84 mo · usedStandard
Super Used Auto (2014-2019)auto_used_60mo10.490% APR10.490%60 mo · usedStandard

HELOC rates

2 offers
Uncle Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Owner Occupied $10,000 to $400,000heloc6.750% APR6.750%—Standard
Non-Owner Occupied $10,000 to $400,000heloc7.750% APR7.750%—Standard

Personal loan rates

2 offers
Uncle Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Personal Loans (24-60 months)personal_unsecured_60mo13.990% APR13.990%60 moStandard
Revolvingpersonal14.240% APR14.240%—Standard

Credit card rates

3 offers
Uncle Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Platinum Credit Cardcredit_card_platinum12.990% APR12.990%—Standard
Choice Rewardscredit_card_rewards13.990% APR13.990%—Standard
Secured Platinumcredit_card_secured14.990% APR14.990%—Standard

Savings & CD rates

16 offers
Uncle Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
$2,500 - $9,999.99savings0.20% APY0.20%—Standard
Money Markets (Monthly)money_market0.20% APY0.20%—Standard
$10,000 - $24,999.99savings0.20% APY0.20%—Standard
$25,000 - $49,999.99savings0.30% APY0.30%—Standard
$50,000 - $99,999.99savings0.62% APY0.62%—Standard
$100,000 - $149,999.99savings0.75% APY0.75%—Standard
48-Month Certificatecd_48mo1.76% APY1.75%48 moStandard
60-Month Certificatecd_60mo1.84% APY1.83%60 moStandard
36-Month Certificatecd_36mo2.56% APY2.53%36 moStandard
18-Month Certificatecd_18mo2.57% APY2.54%18 moStandard
24-Month Certificatecd_24mo2.61% APY2.58%24 moStandard
6-Month Certificatecd_6mo2.83% APY2.79%6 moStandard
12-Month Certificatecd_12mo3.01% APY2.97%12 moStandard
3-Month Certificatecd_3mo3.04% APY3.00%3 moStandard
$150,000 +savings3.11% APY3.11%—Standard
5-Month Certificatecd_5mo3.65% APY3.59%5 moStandard

Auto loans available from 4.29% APR for 24 months. HELOC rates from 6.75% APR. Personal loan rates from 13.99% APR. Credit card rates from 12.99% APR. Savings and certificate yields up to 3.65% APY.

Source: RateAPI.dev, verified from Uncle Credit Union's official website

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About Uncle Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
36.3K
Assets
$738M
Founded
1957
Locations reported
5
NCUA charter
64482
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

1st UnitedLivermore Branch · Livermore · CA · 94551Branch in the same ZIPPacific ServiceLivermore · Livermore · CA · 94551-7666Branch in the same ZIPPatelcoLIVERMORE · Livermore · CA · 94551Branch in the same ZIPSMW 104SMW 104 FCU · Livermore · CA · 94551-7570Branch in the same ZIPNuvisionPleasanton · Pleasanton · CA · 94588-2707About 6.9 miles awayThe PolicePLEASANTON · Pleasanton · CA · 94588About 6.9 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Uncle Credit Union

Membership eligibility from Uncle Credit Union's own published criteria. How we verify this.

Membership via the Financial Fitness Association ($0)

  • LocationAlameda, Contra Costa, San Joaquin, Stanislaus
  • AssociationFinancial Fitness Association

Cost to join: About $5 (a $0 membership fee plus a $5 minimum deposit).

Verified from Uncle Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Uncle Credit Union offer?

Uncle Credit Union currently offers Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Uncle Credit Union rates updated?

RateAPI verifies Uncle Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Uncle Credit Union's rate data?

Rate data is collected directly from Uncle Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Uncle Credit Union's auto loan rates?

As of August 4, 2026, Uncle Credit Union offers auto loans from 4.29% APR.

What is Uncle Credit Union's HELOC rate?

As of August 4, 2026, Uncle Credit Union offers home equity lines of credit from 6.75% APR.

What is Uncle Credit Union's personal loan rate?

As of August 4, 2026, Uncle Credit Union offers personal loans from 13.99% APR.

What is Uncle Credit Union's best CD rate?

As of August 4, 2026, Uncle Credit Union offers savings and certificate (CD) yields up to 3.65% APY.

Related Rate Data

Compare Uncle Credit Union's rates against national credit-union benchmarks.

More California credit unionsAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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