Skyone Credit Union

Hawthorne, California
Last verified: August 4, 2026
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Verified rate book

Current Skyone Credit Union rates

40 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

14 offers
Skyone Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loan, Refinanceauto4.990% APR4.990%—Standard
42-Month Auto Loan, Refinanceauto_any_42mo4.990% APR4.990%42 moStandard
60-Month Auto Loan, Refinanceauto_any_60mo5.240% APR5.240%60 moStandard
New & Used Vehiclesauto_any5.740% APR5.740%anyStandard
Auto Loans - New & Used Vehiclesauto_any_42mo5.740% APR5.740%42 mo · anyStandard
72-Month Auto Loan, Refinanceauto_any_72mo5.990% APR5.990%72 moStandard
Auto Loans - New & Used Vehiclesauto_any_60mo5.990% APR5.990%60 mo · anyStandard
84-Month Auto Loan, Refinanceauto_any_84mo6.240% APR6.240%84 moStandard
Auto Loans - New & Used Vehiclesauto_any_72mo6.490% APR6.490%72 mo · anyStandard
Auto Loans - New & Used Vehiclesauto_any_84mo6.990% APR6.990%84 mo · anyStandard
48-Month New Motorcycle Loanmotorcycle_new_48mo7.740% APR7.740%48 mo · newStandard
48-Month Motorcycle Loanmotorcycle_any_48mo7.740% APR7.740%48 moStandard
Toy Loanauto_any_72mo7.990% APR7.990%72 moStandard
72-Month Used Motorcycle Loanmotorcycle_used_72mo8.240% APR8.240%72 mo · usedStandard

HELOC rates

2 offers
Skyone Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable6.750% APR6.750%—Standard
Home Equity Loan (Fixed)heloc_fixed7.250% APR7.250%—Standard

Personal loan rates

3 offers
Skyone Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Personal Line of Creditploc_variable13.500% APR13.500%—Standard
Unsecured Personal Loanpersonal_unsecured13.990% APR13.990%—Standard
Personal / Consolidation Loanpersonal13.990% APR13.990%—Standard

Savings & CD rates

19 offers
Skyone Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Perk Central Savings (Low Balance)savings0.05% APY0.05%—Standard
Money Marketmoney_market0.10% APY0.10%—Standard
Money Marketmoney_market0.10% APY0.10%—Standard
Money Marketmoney_market0.20% APY0.20%—Standard
Money Marketmoney_market0.30% APY0.30%—Standard
Money Marketmoney_market0.40% APY0.40%—Standard
SmartPaysavings1.00% APY1.00%—Standard
Perk Central Savingssavings3.00% APY3.00%—Standard
11 Month Liquid Certificatecd_11mo3.10% APY3.10%11 moStandard
6-Month Certificatecd_6mo3.50% APY3.50%6 moStandard
60-Month Certificatecd_60mo3.50% APY3.50%60 moStandard
48-Month Certificatecd_48mo3.50% APY3.50%48 moStandard
36-Month Certificatecd_36mo3.50% APY3.50%36 moStandard
24-Month Certificatecd_24mo3.50% APY3.50%24 moStandard
12-Month Certificatecd_12mo3.50% APY3.50%12 moStandard
Perk Central Savingssavings4.00% APY4.00%—Standard
10 Month Flex Certificatecd_10mo4.00% APY4.00%10 moStandard
7-Month Certificatecd_7mo4.00% APY4.15%7 moStandard
7-Month Certificatecd_7mo4.15% APY4.15%7 moStandard

Other rates

2 offers
Skyone Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New Toysother7.990% %7.990%—Standard
Used Toysother8.490% %8.490%—Standard

Vehicle loans available from 4.99% APR. HELOC rates from 6.75% APR. Personal loan rates from 13.5% APR. Savings and certificate yields up to 4.15% APY.

Source: RateAPI.dev, verified from Skyone Credit Union's official website

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About Skyone Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
52.9K
Assets
$875.8M
Founded
1949
Locations reported
3
NCUA charter
6248
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Bilingual services

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

CommunityamericaHawthorne · Hawthorne · CA · 90250Branch in the same ZIPKinectaHawthorne · Hawthorne · CA · 90250Branch in the same ZIPNavy Federal Credit UnionHawthorne CA · Hawthorne · CA · 90250Branch in the same ZIPWescom CentralHawthorne · Hawthorne · CA · 90250Branch in the same ZIPCaliforniaInglewood · INGLEWOOD · CA · 90303About 1.9 miles awaySchoolsfirst45 - Inglewood · Inglewood · CA · 90303About 1.9 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Skyone Credit Union

Membership eligibility from Skyone Credit Union's own published criteria. How we verify this.

Membership criteria are published on Skyone Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Skyone Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Skyone Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Skyone Credit Union ranks against California peers.

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Frequently Asked Questions

What rates does Skyone Credit Union offer?

Skyone Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Skyone Credit Union rates updated?

RateAPI verifies Skyone Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Skyone Credit Union's rate data?

Rate data is collected directly from Skyone Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Skyone Credit Union's auto & motorcycle loan rates?

As of August 4, 2026, Skyone Credit Union offers vehicle loans from 4.99% APR.

What is Skyone Credit Union's HELOC rate?

As of August 4, 2026, Skyone Credit Union offers home equity lines of credit from 6.75% APR.

What is Skyone Credit Union's personal loan rate?

As of August 4, 2026, Skyone Credit Union offers personal loans from 13.5% APR.

What is Skyone Credit Union's best CD rate?

As of August 4, 2026, Skyone Credit Union offers savings and certificate (CD) yields up to 4.15% APY.

Related Rate Data

Compare Skyone Credit Union's rates against national credit-union benchmarks.

More California credit unionsAuto loan rate benchmarkHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Skyone Credit Union
curl "https://api.rateapi.dev/credit-unions/california/skyone" \
  -H "Authorization: Bearer YOUR_API_KEY"
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