Shell Western States Credit Union

Martinez, California
Last verified: August 4, 2026
Work at Shell Western States Credit Union? Claim this profile →

Verified rate book

Current Shell Western States Credit Union rates

71 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

9 offers
Shell Western States Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto4.000% APR4.000%—Standard
84-Month New Auto Loanauto_new_84mo4.000% APR4.000%84 mo · newStandard
72-Month Used Auto Loanauto_used_72mo4.000% APR4.000%72 mo · usedStandard
84-Month New Boat Loanboat_new_84mo5.000% APR5.000%84 mo · newStandard
60-Month Used Boat Loanboat_used_60mo5.000% APR5.000%60 mo · usedStandard
60-Month New Motorcycle Loanmotorcycle_new_60mo5.000% APR5.000%60 mo · newStandard
60-Month Used Motorcycle Loanmotorcycle_used_60mo5.000% APR5.000%60 mo · usedStandard
84-Month New RV Loanrv_new_84mo6.000% APR6.000%84 mo · newStandard
84-Month Used RV Loanrv_used_84mo6.000% APR6.000%84 mo · usedStandard

Personal loan rates

4 offers
Shell Western States Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
12-Month Signature Loanpersonal_unsecured_12mo7.000% APR7.000%12 moStandard
Signature Loanpersonal_unsecured7.000% APR7.000%—Standard
Signature Loanpersonal_unsecured8.000% APR8.000%—Standard
Credit Builder Loanpersonal8.900% APR8.900%—Standard

Credit card rates

3 offers
Shell Western States Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card7.900% APR7.900%—Standard
Goldcredit_card9.900% APR9.900%—Standard
Classiccredit_card10.920% APR10.920%—Standard

Savings & CD rates

54 offers
Shell Western States Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Savings ($25–$50,000)savings0.05% APY0.05%—Standard
Savingssavings0.05% APY0.05%—Standard
Savings ($50,000.01–$100,000)savings0.10% APY0.10%—Standard
Savings ($100,000+)savings0.15% APY0.15%—Standard
IRAira0.20% APY0.20%—Standard
60-Month Certificatecd_60mo1.45% APY1.45%60 moStandard
60-Month IRA Certificateira_cd_60mo1.45% APY1.45%60 moStandard
60-Month IRAira1.45% APY1.45%60 moStandard
60-Month IRAira1.46% APY1.45%60 moStandard
6-Month IRA Certificateira_cd_6mo1.50% APY1.50%6 moStandard
6-Month Certificatecd_6mo1.50% APY1.50%6 moStandard
MMD $500 Up to $50,000savings1.50% APY1.50%—Standard
6-Month IRAira1.50% APY1.50%6 moStandard
Money Marketmoney_market1.51% APY1.50%—Standard
6-Month IRAira1.52% APY1.50%6 moStandard
48-Month IRAira1.55% APY1.55%48 moStandard
48-Month Certificatecd_48mo1.55% APY1.55%48 moStandard
48-Month IRA Certificateira_cd_48mo1.55% APY1.55%48 moStandard
48-Month IRAira1.56% APY1.55%48 moStandard
36-Month IRA Certificateira_cd_36mo1.65% APY1.65%36 moStandard
36-Month IRAira1.65% APY1.65%36 moStandard
36-Month Certificatecd_36mo1.65% APY1.65%36 moStandard
36-Month IRAira1.66% APY1.65%36 moStandard
MMD $50,000.01 - $100,000savings1.75% APY1.75%—Standard
24-Month IRA Certificateira_cd_24mo1.85% APY1.85%24 moStandard
24-Month Certificatecd_24mo1.85% APY1.85%24 moStandard
24-Month IRAira1.85% APY1.85%24 moStandard
24-Month IRAira1.87% APY1.85%24 moStandard
6-Month Certificateshare_certificate_6mo2.00% APY2.00%6 moStandard
18-Month Certificatecd_18mo2.00% APY2.00%18 moStandard
6-Month Certificatecd_6mo2.00% APY2.00%6 moStandard
18-Month IRAira2.00% APY2.00%18 moStandard
18-Month IRA Certificateira_cd_18mo2.00% APY2.00%18 moStandard
MMD Over $100,000savings2.00% APY2.00%—Standard
Certificateshare_certificate2.00% APY2.00%—Standard
18-Month IRAira2.02% APY2.00%18 moStandard
6-Month Certificatecd_6mo2.03% APY2.00%6 moStandard
48-Month Certificateshare_certificate_48mo2.05% APY2.05%48 moStandard
48-Month Certificatecd_48mo2.05% APY2.05%48 moStandard
48-Month Certificatecd_48mo2.07% APY2.05%48 moStandard
12-Month Certificatecd_12mo2.10% APY2.10%12 moStandard
IRA Certificateira_cd2.10% APY1.50%—Standard
12-Month IRA Certificateira_cd_12mo2.10% APY2.10%12 moStandard
12-Month IRAira2.10% APY2.10%12 moStandard
36-Month Certificateshare_certificate_36mo2.15% APY2.15%36 moStandard
36-Month Certificatecd_36mo2.15% APY2.15%36 moStandard
36-Month Certificatecd_36mo2.17% APY2.15%36 moStandard
24-Month Certificateshare_certificate_24mo2.35% APY2.35%24 moStandard
24-Month Certificatecd_24mo2.35% APY2.35%24 moStandard
24-Month Certificatecd_24mo2.38% APY2.35%24 moStandard
18-Month Certificatecd_18mo2.50% APY2.50%18 moStandard
18-Month Certificateshare_certificate_18mo2.50% APY2.50%18 moStandard
12-Month Certificateshare_certificate_12mo2.60% APY2.60%12 moStandard
12-Month Certificatecd_12mo2.60% APY2.60%12 moStandard

Other rates

1 offer
Shell Western States Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Platinumother7.900% %7.900%—Standard

Vehicle loans available from 4% APR. Personal loan rates from 7% APR. Credit card rates from 7.9% APR. Savings and certificate yields up to 2.60% APY.

Source: RateAPI.dev, verified from Shell Western States Credit Union's official website

Loading branch locator…

About Shell Western States Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
2.2K
Assets
$69.3M
Founded
1947
Locations reported
1
NCUA charter
5484
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Bilingual services
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

1st Northern CaliforniaMartinez · Martinez · CA · 94553Branch in the same ZIPMckesson & Healthcare ProvidersMcKesson And Healthcare Providers Federal Credit Union · Martinez · CA · 94553-4110Branch in the same ZIPNuvisionMartinez Branch · Martinez · CA · 94553-1126Branch in the same ZIPPacific ServicePleasant Hill · Pleasant Hill · CA · 94523-3061About 4.7 miles awayTravisPleasant Hill · Pleasant Hill · CA · 94523About 4.7 miles awayPatelcoLAFAYETTE · Lafayette · CA · 94549About 5.7 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Shell Western States Credit Union

Membership eligibility from Shell Western States Credit Union's own published criteria. How we verify this.

Community charter: live/work in Contra Costa

  • LocationContra Costa

Verified from Shell Western States Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Shell Western States Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Shell Western States Credit Union ranks against California peers.

Claim this profileHow scorecards work

Frequently Asked Questions

What rates does Shell Western States Credit Union offer?

Shell Western States Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Shell Western States Credit Union rates updated?

RateAPI verifies Shell Western States Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Shell Western States Credit Union's rate data?

Rate data is collected directly from Shell Western States Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Shell Western States Credit Union's auto, rv, boat & motorcycle loan rates?

As of August 4, 2026, Shell Western States Credit Union offers vehicle loans from 4% APR.

What is Shell Western States Credit Union's personal loan rate?

As of August 4, 2026, Shell Western States Credit Union offers personal loans from 7% APR.

What is Shell Western States Credit Union's best CD rate?

As of August 4, 2026, Shell Western States Credit Union offers savings and certificate (CD) yields up to 2.60% APY.

Related Rate Data

Compare Shell Western States Credit Union's rates against national credit-union benchmarks.

More California credit unionsAuto loan rate benchmarkPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Shell Western States Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move.

Daily rate email

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Shell Western States Credit Union
curl "https://api.rateapi.dev/credit-unions/california/shell-western-states" \
  -H "Authorization: Bearer YOUR_API_KEY"
Explore API DocumentationUse with Claude