Members 1st Credit Union
Verified rate book
Current Members 1st Credit Union rates
62 published offers verified as of August 3, 2026.
Auto & vehicle rates
30 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Newer ( and Newer) Auto Loanauto_any_36mo | 4.490% APR | 4.490% | 36 mo | Standard |
| Auto Loanauto | 4.490% APR | 4.490% | — | Standard |
| Older ( and Older) Auto Loanauto_used_36mo | 4.740% APR | 4.740% | 36 mo · used | Standard |
| Newer ( and Newer) Auto Loanauto_any_72mo | 4.990% APR | 4.990% | 72 mo | Standard |
| Older ( and Older) Auto Loanauto_used_60mo | 4.990% APR | 4.990% | 60 mo · used | Standard |
| Older ( and Older) Auto Loanauto_used_72mo | 5.240% APR | 5.240% | 72 mo · used | Standard |
| Newer ( and Newer) Auto Loanauto_any_84mo | 5.490% APR | 5.490% | 84 mo | Standard |
| Older ( and Older) Auto Loanauto_used_84mo | 5.740% APR | 5.740% | 84 mo · used | Standard |
| Newer ( and Newer) Boat Loanboat_any_84mo | 5.740% APR | 5.740% | 84 mo | Standard |
| Newer ( and Newer) RV and Trailer Loanrv_any_84mo | 5.740% APR | 5.740% | 84 mo | Standard |
| Newer ( and Newer) Auto Loanauto_any_96mo | 5.990% APR | 5.990% | 96 mo | Standard |
| Older ( and Older) Boat Loanboat_used_84mo | 6.240% APR | 6.240% | 84 mo · used | Standard |
| Newer ( and Newer) Boat Loanboat_any_120mo | 6.240% APR | 6.240% | 120 mo | Standard |
| Newer ( and Newer) RV and Trailer Loanrv_any_120mo | 6.240% APR | 6.240% | 120 mo | Standard |
| Older ( and Older) RV and Trailer Loanrv_used_84mo | 6.240% APR | 6.240% | 84 mo · used | Standard |
| Newer ( and Newer) Boat Loanboat_any_180mo | 6.740% APR | 6.740% | 180 mo | Standard |
| Older ( and Older) RV and Trailer Loanrv_used_120mo | 6.740% APR | 6.740% | 120 mo · used | Standard |
| Newer ( and Newer) RV and Trailer Loanrv_any_180mo | 6.740% APR | 6.740% | 180 mo | Standard |
| Older ( and Older) Boat Loanboat_used_120mo | 6.740% APR | 6.740% | 120 mo · used | Standard |
| Older ( and Older) RV and Trailer Loanrv_used_180mo | 7.240% APR | 7.240% | 180 mo · used | Standard |
| Older ( and Older) Boat Loanboat_used_180mo | 7.240% APR | 7.240% | 180 mo · used | Standard |
| Newer ( and Newer) Motorcycle and ATV Loanmotorcycle_any_36mo | 7.490% APR | 7.490% | 36 mo | Standard |
| Older ( and Older) Motorcycle and ATV Loanmotorcycle_used_36mo | 8.490% APR | 8.490% | 36 mo · used | Standard |
| Newer ( and Newer) Motorcycle and ATV Loanmotorcycle_any_48mo | 8.990% APR | 8.990% | 48 mo | Standard |
| Older ( and Older) Motorcycle and ATV Loanmotorcycle_used_48mo | 9.990% APR | 9.990% | 48 mo · used | Standard |
| Newer ( and Newer) Motorcycle and ATV Loanmotorcycle_any_60mo | 9.990% APR | 9.990% | 60 mo | Standard |
| Older ( and Older) Motorcycle and ATV Loanmotorcycle_used_60mo | 10.990% APR | 10.990% | 60 mo · used | Standard |
| Newer ( and Newer) Motorcycle and ATV Loanmotorcycle_any_72mo | 10.990% APR | 10.990% | 72 mo | Standard |
| Older ( and Older) Motorcycle and ATV Loanmotorcycle_used_72mo | 11.990% APR | 11.990% | 72 mo · used | Standard |
| First-Time Buyer Programauto | 14.240% APR | 14.240% | — | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 6.240% APR | 6.240% | — | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 84-Month Certificate-Secured Loanpersonal_secured_84mo | 3.000% APR | 3.000% | 84 mo | Standard |
| 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 12.750% APR | 12.750% | 60 mo | Standard |
| Personal Line of Creditploc_variable | 13.250% APR | 13.250% | — | Standard |
| Signature Rewardsother | 18.490% APR | 18.490% | — | Standard |
Student loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Student Silverstudent | 13.000% APR | 13.000% | — | Standard |
Savings & CD rates
22 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Savingssavings | 0.05% APY | 0.05% | — | Standard |
| Money Marketmoney_market | 0.50% APY | 0.50% | — | Standard |
| Rogue Climbers 10K+savings | 0.50% APY | 0.50% | — | Standard |
| Nonprofit Business Money Marketmoney_market | 0.60% APY | 0.60% | — | Standard |
| Money Market 10kmoney_market | 0.60% APY | 0.60% | — | Standard |
| Money Market 25kmoney_market | 0.75% APY | 0.75% | — | Standard |
| Money Market 50kmoney_market | 0.90% APY | 0.90% | — | Standard |
| Money Market 150kmoney_market | 1.00% APY | 1.00% | — | Standard |
| Money Market 100kmoney_market | 1.00% APY | 1.00% | — | Standard |
| MyMoney Market™ Accountmoney_market | 1.50% APY | 1.50% | — | Standard |
| 6-Month Certificate ($500+)cd_6mo | 3.35% APY | 3.30% | 6 mo | Standard |
| Small Savers 12 Month Certificatecd_12mo | 3.35% APY | 3.30% | 12 mo | Standard |
| 12-Month Certificatecd_12mo | 3.35% APY | 3.30% | 12 mo | Standard |
| 24-Month Certificatecd_24mo | 3.35% APY | 3.30% | 24 mo | Standard |
| 30 Month Bump Rate Certificatecd_30mo | 3.35% APY | 3.30% | 30 mo | Standard |
| Bump Rate Certificatecd_30mo | 3.35% APY | 3.35% | 30 mo | Standard |
| 48-Month Certificatecd_48mo | 3.45% APY | 3.40% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 3.45% APY | 3.40% | 60 mo | Standard |
| 72-Month Certificatecd_72mo | 3.45% APY | 3.40% | 72 mo | Standard |
| 36-Month Certificate ($500+)cd_36mo | 3.45% APY | 3.40% | 36 mo | Standard |
| Ownershipsavings | 5.00% APY | 4.89% | — | Standard |
| Ownership Accountsavings | 5.00% APY | 4.89% | — | Standard |
Other rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Rogue Rangers 10K+other | 0.500% % | 0.500% | — | Standard |
| Rogue Climbersother | 1.260% % | 1.250% | — | Standard |
| Rogue Rangersother | 1.260% % | 1.250% | — | Standard |
| Businessother | 13.000% % | 13.000% | — | Standard |
Vehicle loans available from 4.49% APR for 36 months. HELOC rates from 6.24% APR. Personal loan rates from 3% APR. Savings and certificate yields up to 5.00% APY.
Source: RateAPI.dev, verified from Members 1st Credit Union's official website
Who Can Join Members 1st Credit Union
Membership eligibility from Members 1st Credit Union's own published criteria. How we verify this.
Community charter: live/work in Butte, Del Norte, Glenn +7 more, CA
- LocationButte, Del Norte, Glenn, Humboldt, Lassen, Modoc, Plumas, Shasta, Tehama, Trinity — CA
Verified from Members 1st Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Members 1st Credit Union?
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Frequently Asked Questions
What rates does Members 1st Credit Union offer?
Members 1st Credit Union currently offers vehicle loan, HELOC, personal loan, and student loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Members 1st Credit Union rates updated?
RateAPI verifies Members 1st Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Members 1st Credit Union's rate data?
Rate data is collected directly from Members 1st Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Members 1st Credit Union's auto, rv, boat & motorcycle loan rates?
As of August 3, 2026, Members 1st Credit Union offers vehicle loans from 4.49% APR.
What is Members 1st Credit Union's HELOC rate?
As of August 3, 2026, Members 1st Credit Union offers home equity lines of credit from 6.24% APR.
What is Members 1st Credit Union's personal loan rate?
As of August 3, 2026, Members 1st Credit Union offers personal loans from 3% APR.
What is Members 1st Credit Union's best CD rate?
As of August 3, 2026, Members 1st Credit Union offers savings and certificate (CD) yields up to 5.00% APY.
Related Rate Data
Compare Members 1st Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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