Inland Valley Credit Union

Fontana, California
Last verified: August 4, 2026
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Verified rate book

Current Inland Valley Credit Union rates

49 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

5 offers
Inland Valley Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
ARMarm6.750% APR6.750%—Standard
Maximum 80% Loan to Value Maximum in Total (with any other mortgages)other4.950% APR4.950%—Standard
Rates Adjust every 5 Yearsother4.950% APR4.950%—Standard
5/5 First Mortgageother4.950% APR4.950%—Standard
Payment Calculated over 20 Year Loan Term Amortization After 10 Year Draw Periodother6.750% APR6.750%—Standard

HELOC rates

1 offer
Inland Valley Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable6.750% APR6.750%—Standard

Savings & CD rates

43 offers
Inland Valley Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
DEBIT CARD ACCOUNTsavings0.10% APY0.10%—Standard
CHILD SHARE ACCOUNTshare_savings0.23% APY0.23%—Eligibility restricted
OTHER SAVINGS ACCOUNTsavings0.23% APY0.23%—Standard
CHRISTMAS CLUBsavings0.27% APY0.27%—Specialty offer
TRADITIONAL IRAira0.35% APY0.35%—Standard
TRADITIONAL IRA FLEXira1.36% APY1.36%—Standard
FLEX CERTIFICATEcd1.36% APY1.36%—Standard
90 DAY CERTIFICATEcd3.03% APY3.03%—Standard
90 DAY CERTIFICATEcd3.06% APY3.06%—Standard
90 DAY CERTIFICATEcd3.08% APY3.08%—Standard
90 DAY CERTIFICATEcd3.10% APY3.10%—Standard
6-Month Certificatecd_6mo3.29% APY3.29%6 moStandard
6-Month Certificatecd_6mo3.31% APY3.31%6 moStandard
6-Month Certificatecd_6mo3.33% APY3.33%6 moStandard
12-Month IRA Certificateira_cd_12mo3.34% APY3.34%12 moStandard
12-Month Certificatecd_12mo3.34% APY3.34%12 moStandard
6-Month Certificatecd_6mo3.35% APY3.35%6 moStandard
12-Month Certificatecd_12mo3.36% APY3.36%12 moStandard
12-Month IRA Certificateira_cd_12mo3.36% APY3.36%12 moStandard
12-Month IRA Certificateira_cd_12mo3.38% APY3.38%12 moStandard
12-Month Certificatecd_12mo3.38% APY3.38%12 moStandard
24-Month IRA Certificateira_cd_24mo3.39% APY3.39%24 moStandard
12-Month IRA Certificateira_cd_12mo3.40% APY3.40%12 moStandard
12-Month Certificatecd_12mo3.40% APY3.40%12 moStandard
24-Month IRA Certificateira_cd_24mo3.41% APY3.41%24 moStandard
24-Month IRA Certificateira_cd_24mo3.43% APY3.43%24 moStandard
36-Month Certificatecd_36mo3.44% APY3.44%36 moStandard
36-Month IRA Certificateira_cd_36mo3.44% APY3.44%36 moStandard
24-Month IRA Certificateira_cd_24mo3.45% APY3.45%24 moStandard
36-Month Certificatecd_36mo3.46% APY3.46%36 moStandard
36-Month IRA Certificateira_cd_36mo3.46% APY3.46%36 moStandard
36-Month Certificatecd_36mo3.49% APY3.49%36 moStandard
36-Month IRA Certificateira_cd_36mo3.49% APY3.49%36 moStandard
36-Month IRA Certificateira_cd_36mo3.51% APY3.51%36 moStandard
36-Month Certificatecd_36mo3.51% APY3.51%36 moStandard
60-Month IRA Certificateira_cd_60mo3.55% APY3.55%60 moStandard
60-Month Certificatecd_60mo3.55% APY3.55%60 moStandard
60-Month Certificatecd_60mo3.57% APY3.57%60 moStandard
60-Month IRA Certificateira_cd_60mo3.57% APY3.57%60 moStandard
60-Month IRA Certificateira_cd_60mo3.59% APY3.59%60 moStandard
60-Month Certificatecd_60mo3.59% APY3.59%60 moStandard
60-Month Certificatecd_60mo3.61% APY3.61%60 moStandard
60-Month IRA Certificateira_cd_60mo3.61% APY3.61%60 moStandard

As of August 4, 2026, Inland Valley Credit Union offers a arm mortgage at 6.75% APR. HELOC rates from 6.75% APR. Savings and certificate yields up to 3.61% APY.

Source: RateAPI.dev, verified from Inland Valley Credit Union's official website

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About Inland Valley Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
3.1K
Assets
$54.3M
Founded
1948
Locations reported
1
NCUA charter
5684
Charter type
Federal credit union

Services and member support

  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Financial education
  • Bilingual services

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

FontanaFontana Federal Credit Union · Fontana · CA · 92335Branch in the same ZIPArrowheadFontana · Fontana · CA · 92336About 3.4 miles awayThinkwiseRialto Branch · Rialto · CA · 92376About 5.1 miles awayAlta VistaRIVERSIDE AVE BRANCH · RIALTO · CA · 92377About 5.7 miles awayChaffeyRancho Cucamonga · Rancho Cucamonga · CA · 91730-3969About 6.6 miles awayCollegedaleCO-OP · Rancho Cucamonga · CA · 91730-0101About 6.6 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Inland Valley Credit Union

Membership eligibility from Inland Valley Credit Union's own published criteria. How we verify this.

Community charter: live/work in Fontana, Bloomington, Rialto +3 more

Cost to join: About $27 (a $2 membership fee plus a $25 minimum deposit).

Verified from Inland Valley Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Inland Valley Credit Union?

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Frequently Asked Questions

What rates does Inland Valley Credit Union offer?

Inland Valley Credit Union currently offers mortgage, and HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Inland Valley Credit Union rates updated?

RateAPI verifies Inland Valley Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Inland Valley Credit Union's rate data?

Rate data is collected directly from Inland Valley Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Inland Valley Credit Union's mortgage rate?

As of August 4, 2026, Inland Valley Credit Union offers a arm mortgage at 6.75% APR.

What is Inland Valley Credit Union's HELOC rate?

As of August 4, 2026, Inland Valley Credit Union offers home equity lines of credit from 6.75% APR.

What is Inland Valley Credit Union's best CD rate?

As of August 4, 2026, Inland Valley Credit Union offers savings and certificate (CD) yields up to 3.61% APY.

Related Rate Data

Compare Inland Valley Credit Union's rates against national credit-union benchmarks.

More California credit unionsMortgage rate benchmarkHELOC ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Inland Valley Credit Union
curl "https://api.rateapi.dev/credit-unions/california/inland-valley" \
  -H "Authorization: Bearer YOUR_API_KEY"
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