Coast Central Credit Union

Eureka, California
Last verified: August 4, 2026
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Verified rate book

Current Coast Central Credit Union rates

56 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

4 offers
Coast Central Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Mortgage Loanother4.500% APR4.500%Standard
Home Purchases/Refinances 3 & 1 Year ARMarm4.612% APR4.500%Standard
Home Purchases/Refinances 7 & 1 Year ARMarm4.864% APR4.750%Standard
Home Purchases/Refinances Unimproved Propertyother8.062% APR7.750%Standard

Auto & vehicle rates

4 offers
Coast Central Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Loan Type New & Used Autosauto_any5.240% APR5.240%anyStandard
Auto Loanauto5.240% APR5.240%Standard
Loan Type Boat & RV Loans (New & Used)boat_any7.500% APR7.500%anyStandard
Home Purchases/Refinances Manufactured Home in Parkauto7.809% APR7.500%Standard

HELOC rates

3 offers
Coast Central Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loanheloc6.500% APR6.500%Standard
Product HELOC (Open-Ended Loan)heloc_variable6.500% APR6.500%Standard
Product Home Equity Loan (Closed-Ended Loan)heloc_fixed7.000% APR7.000%Standard

Credit card rates

12 offers
Coast Central Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Card Type Visa Platinum Cardcredit_card_platinum9.700% APR9.700%Standard
Card Type Visa Signature Business VARIABLEcredit_card_business9.700% APR9.700%Standard
Card Typecredit_card9.950% APR9.950%Standard
Card Type Business Visa VARIABLEcredit_card_business10.700% APR10.700%Standard
Card Type Visa Classic Cardcredit_card10.700% APR10.700%Standard
Card Typecredit_card11.950% APR11.950%Standard
Platinum Credit Cardcredit_card_platinum14.700% APR14.700%Standard
Card Type Visa Signature Business FIXEDcredit_card_business14.700% APR14.700%Standard
Visa Classiccredit_card15.700% APR15.700%Standard
Card Type Business Visa FIXEDcredit_card_business15.700% APR15.700%Standard
Card Typecredit_card18.950% APR18.950%Standard
Card Typecredit_card20.950% APR20.950%Standard

Savings & CD rates

30 offers
Coast Central Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Savings Certificates: $10,000 to $74,999 (Term 90 to 181 Days (7100))cd2.50% APY2.50%Standard
Savings Certificates: $75,000 + (Term 90 to 181 Days (7100))cd2.50% APY2.50%Standard
Savings Certificates: $75,000 + (Term 182 to 364 days (7200))cd2.75% APY2.75%Standard
Savings Certificates: $10,000 to $74,999 (Term 182 to 364 days (7200))cd2.75% APY2.75%Standard
Savings Certificates: $500 to $9,999 (Term 182 to 364 days (7200))cd2.75% APY2.75%Standard
Coverdell Education Savings Account (ESA) Certificates (Term 12 to 23 months (9100))cd_23mo3.00% APY3.00%23 moStandard
Savings Certificates: $500 to $9,999 (Term 12 to 23 months (7300))cd_23mo3.00% APY3.00%23 moStandard
Savings Certificates: $10,000 to $74,999 (Term 12 to 23 months (7300))cd_23mo3.00% APY3.00%23 moStandard
Savings Certificates: $75,000 + (Term 12 to 23 months (7300))cd_23mo3.00% APY3.00%23 moStandard
Simplified Employee Pension (SEP) IRA Certificates (Term 12 to 23 months (9100))ira_cd_23mo3.00% APY3.00%23 moStandard
Simplified Employee Pension (SEP) IRA Certificates (Term 24 to 35 months (9200))ira_cd_35mo3.25% APY3.25%35 moStandard
Savings Certificates: $75,000 + (Term 24 to 35 months (7400))cd_35mo3.25% APY3.25%35 moStandard
Savings Certificates: $500 to $9,999 (Term 24 to 35 months (7400))cd_35mo3.25% APY3.25%35 moStandard
Savings Certificates: $10,000 to $74,999 (Term 24 to 35 months (7400))cd_35mo3.25% APY3.25%35 moStandard
Coverdell Education Savings Account (ESA) Certificates (Term 24 to 35 months (9200))cd_35mo3.25% APY3.25%35 moStandard
Savings Certificates: $10,000 to $74,999 (Term 36 to 47 months (7500))cd_47mo3.50% APY3.50%47 moStandard
Savings Certificates: $75,000 + (Term 36 to 47 months (7500))cd_47mo3.50% APY3.50%47 moStandard
Coverdell Education Savings Account (ESA) Certificates (Term 36 to 47 months (9300))cd_47mo3.50% APY3.50%47 moStandard
Simplified Employee Pension (SEP) IRA Certificates (Term 36 to 47 months (9300))ira_cd_47mo3.50% APY3.50%47 moStandard
Savings Certificates: $500 to $9,999 (Term 36 to 47 months (7500))cd_47mo3.50% APY3.50%47 moStandard
Savings Certificates: $10,000 to $74,999 (Term 48 to 59 months (7600))cd_59mo3.60% APY3.60%59 moStandard
Savings Certificates: $500 to $9,999 (Term 48 to 59 months (7600))cd_59mo3.60% APY3.60%59 moStandard
Savings Certificates: $75,000 + (Term 48 to 59 months (7600))cd_59mo3.60% APY3.60%59 moStandard
Coverdell Education Savings Account (ESA) Certificates (Term 48 to 59 months (9400))cd_59mo3.60% APY3.60%59 moStandard
Simplified Employee Pension (SEP) IRA Certificates (Term 48 to 59 months (9400))ira_cd_59mo3.60% APY3.60%59 moStandard
Savings Certificates: $500 to $9,999 (Term 60 months (7700))cd_60mo3.75% APY3.75%60 moStandard
Simplified Employee Pension (SEP) IRA Certificates (Term 60 months (9500))ira_cd_60mo3.75% APY3.75%60 moStandard
Coverdell Education Savings Account (ESA) Certificates (Term 60 months (9500))cd_60mo3.75% APY3.75%60 moStandard
Savings Certificates: $10,000 to $74,999 (Term 60 months (7700))cd_60mo3.75% APY3.75%60 moStandard
Savings Certificates: $75,000 + (Term 60 months (7700))cd_60mo3.75% APY3.75%60 moStandard

Other rates

3 offers
Coast Central Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Term of Loanother4.700% %4.700%Standard
Term of Loan 15 Yearsother4.950% %4.950%Standard
Term of Loan 30 Yearsother5.700% %5.700%Standard

As of August 4, 2026, Coast Central Credit Union offers mortgage rates from 4.5% APR. Vehicle loans available from 5.24% APR. HELOC rates from 6.5% APR. Credit card rates from 9.7% APR. Savings and certificate yields up to 3.75% APY.

Source: RateAPI.dev, verified from Coast Central Credit Union's official website

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About Coast Central Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
81K
Assets
$2.3B
Founded
1974
Locations reported
11
NCUA charter
62367
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Coast Central Credit Union

Membership eligibility from Coast Central Credit Union's own published criteria. How we verify this.

Community charter: live/work in Humboldt, Del Norte, Trinity

  • LocationHumboldt, Del Norte, Trinity

Cost to join: About $25.

Verified from Coast Central Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Coast Central Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Coast Central Credit Union ranks against California peers.

Frequently Asked Questions

What rates does Coast Central Credit Union offer?

Coast Central Credit Union currently offers mortgage, vehicle loan, HELOC, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Coast Central Credit Union rates updated?

RateAPI verifies Coast Central Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Coast Central Credit Union's rate data?

Rate data is collected directly from Coast Central Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Coast Central Credit Union's mortgage rate?

As of August 4, 2026, Coast Central Credit Union offers mortgage rates from 4.5% APR.

What are Coast Central Credit Union's auto & boat loan rates?

As of August 4, 2026, Coast Central Credit Union offers vehicle loans from 5.24% APR.

What is Coast Central Credit Union's HELOC rate?

As of August 4, 2026, Coast Central Credit Union offers home equity lines of credit from 6.5% APR.

What is Coast Central Credit Union's best CD rate?

As of August 4, 2026, Coast Central Credit Union offers savings and certificate (CD) yields up to 3.75% APY.

Related Rate Data

Compare Coast Central Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for Coast Central Credit Union
curl "https://api.rateapi.dev/credit-unions/california/coast-central" \
  -H "Authorization: Bearer YOUR_API_KEY"