Natural State Credit Union
Verified rate book
Current Natural State Credit Union rates
6 published offers verified as of August 4, 2026.
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto | 4.990% APR | 4.990% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Shared-Secured Loanpersonal_secured | 3.000% APR | 3.000% | — | Standard |
| Credit Builder Loanpersonal | 9.990% APR | 9.990% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 9.990% APR | 9.990% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 12.900% APR | 12.900% | — | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 12-Month Certificatecd_12mo | 1.00% APY | 1.00% | 12 mo | Standard |
Auto loans available from 4.99% APR. Personal loan rates from 3% APR. Credit card rates from 12.9% APR. Savings and certificate yields up to 1.00% APY.
Source: RateAPI.dev, verified from Natural State Credit Union's official website
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About Natural State Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 1.2K
- Assets
- $9.1M
- Founded
- 1956
- Locations reported
- 1
- NCUA charter
- 24432
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Financial education
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Natural State Credit Union
Membership eligibility from Natural State Credit Union's own published criteria. How we verify this.
Membership criteria are published on Natural State Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Natural State Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Natural State Credit Union?
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Frequently Asked Questions
What rates does Natural State Credit Union offer?
Natural State Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Natural State Credit Union rates updated?
RateAPI verifies Natural State Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Natural State Credit Union's rate data?
Rate data is collected directly from Natural State Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Natural State Credit Union's auto loan rates?
As of August 4, 2026, Natural State Credit Union offers auto loans from 4.99% APR.
What is Natural State Credit Union's personal loan rate?
As of August 4, 2026, Natural State Credit Union offers personal loans from 3% APR.
What is Natural State Credit Union's best CD rate?
As of August 4, 2026, Natural State Credit Union offers savings and certificate (CD) yields up to 1.00% APY.
Related Rate Data
Compare Natural State Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Natural State Credit Union
curl "https://api.rateapi.dev/credit-unions/arkansas/natural-state" \
-H "Authorization: Bearer YOUR_API_KEY"