Cochise Credit Union

Willcox, Arizona
Last verified: August 4, 2026
Work at Cochise Credit Union? Claim this profile →

Verified rate book

Current Cochise Credit Union rates

12 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

4 offers
Cochise Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New and Used Vehiclesauto_any_84mo4.500% APR4.500%84 mo · anyStandard
84-Month Motorcycle Loanmotorcycle_any_84mo6.000% APR6.000%84 moStandard
180-Month RV Loanrv_any_180mo7.000% APR7.000%180 moStandard
Other Recreational Vehiclesrv_any_84mo7.250% APR7.250%84 moStandard

HELOC rates

2 offers
Cochise Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable8.500% APR8.500%Standard
Home Equity Loan (Fixed)heloc_fixed10.000% APR10.000%Standard

Personal loan rates

3 offers
Cochise Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Personal Line of Creditploc_variable9.900% APR9.900%Standard
60-Month Signature Loanpersonal_unsecured_60mo10.000% APR10.000%60 moStandard
Overdraft Line of Creditpersonal15.000% APR15.000%Standard

Credit card rates

2 offers
Cochise Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Secured Credit Cardcredit_card_secured9.900% APR9.900%Standard
Credit Cardcredit_card9.900% APR9.900%Standard

Other rates

1 offer
Cochise Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Empower Your Purchasesother2.320% %2.320%Standard

Vehicle loans available from 4.5% APR for 84 months. HELOC rates from 8.5% APR. Personal loan rates from 9.9% APR. Credit card rates from 9.9% APR.

Source: RateAPI.dev, verified from Cochise Credit Union's official website

Loading branch locator…

About Cochise Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
5.8K
Assets
$76.8M
Founded
1958
Locations reported
1
NCUA charter
60151
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Bilingual services
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Cochise Credit Union

Membership eligibility from Cochise Credit Union's own published criteria. How we verify this.

Membership via employers (Sulphur Springs Valley Electric Cooperative (SSVEC) +3 more)

  • EmployerSulphur Springs Valley Electric Cooperative (SSVEC), Arizona Electric Power Cooperative (AEPCO), Sierra Southwest Cooperative Services, Valley Telecom Group

Cost to join: About $25.

Verified from Cochise Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Cochise Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Cochise Credit Union ranks against Arizona peers.

Frequently Asked Questions

What rates does Cochise Credit Union offer?

Cochise Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Cochise Credit Union rates updated?

RateAPI verifies Cochise Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Cochise Credit Union's rate data?

Rate data is collected directly from Cochise Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Cochise Credit Union's auto, rv & motorcycle loan rates?

As of August 4, 2026, Cochise Credit Union offers vehicle loans from 4.5% APR.

What is Cochise Credit Union's HELOC rate?

As of August 4, 2026, Cochise Credit Union offers home equity lines of credit from 8.5% APR.

What is Cochise Credit Union's personal loan rate?

As of August 4, 2026, Cochise Credit Union offers personal loans from 9.9% APR.

Related Rate Data

Compare Cochise Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Cochise Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Arizona credit union rates move.

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Cochise Credit Union
curl "https://api.rateapi.dev/credit-unions/arizona/cochise" \
  -H "Authorization: Bearer YOUR_API_KEY"