Gulf Coast Credit Union

Mobile, Alabama
Last verified: August 3, 2026
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Verified rate book

Current Gulf Coast Credit Union rates

14 published offers verified as of August 3, 2026.

How we verify rates

Auto & vehicle rates

6 offers
Gulf Coast Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
New Auto Current year + 2 previous yearsauto_new_36mo4.500% APR4.500%36 mo · newStandard
Preowned Auto More than 3 years oldauto_used_36mo4.750% APR4.750%36 mo · usedStandard
60-Month New Boat Loanboat_new_60mo7.240% APR7.240%60 mo · newStandard
RV / Camperrv_any_60mo7.240% APR7.240%60 moStandard
Motorcycle / ATV / SxSmotorcycle_any_36mo7.490% APR7.490%36 moStandard
Preowned Boatboat_used_60mo8.240% APR8.240%60 mo · usedStandard

Personal loan rates

1 offer
Gulf Coast Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Signature / Unsecuredpersonal_unsecured10.990% APR10.990%Standard

Credit card rates

1 offer
Gulf Coast Credit Union credit card rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Visa Platinum Rewards Credit Cardcredit_card_rewards12.490% APR12.490%Standard

Savings & CD rates

6 offers
Gulf Coast Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Checkingsavings0.05% APY0.05%Standard
Christmas Club Accountsavings0.15% APY0.15%Standard
Individual Retirement Accountira0.15% APY0.15%Standard
Money Marketmoney_market2.00% APY2.00%Standard
Individual Retirement Account CDira3.82% APY3.82%Standard
12-Month Certificatecd_12mo3.82% APY3.82%12 moStandard

Vehicle loans available from 4.5% APR for 36 months. Personal loan rates from 10.99% APR. Credit card rates from 12.49% APR. Savings and certificate yields up to 3.82% APY.

Source: RateAPI.dev, verified from Gulf Coast Credit Union's official website

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About Gulf Coast Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
4.8K
Assets
$44.1M
Founded
1951
Locations reported
3
NCUA charter
7520
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Student scholarships
  • Payday Alternative Loans II

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Gulf Coast Credit Union

Membership eligibility from Gulf Coast Credit Union's own published criteria. How we verify this.

Membership criteria are published on Gulf Coast Credit Union's website. Check the membership page below to confirm whether you qualify.

  • LocationMobile — AL

Verified from Gulf Coast Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Gulf Coast Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Gulf Coast Credit Union ranks against Alabama peers.

Frequently Asked Questions

What rates does Gulf Coast Credit Union offer?

Gulf Coast Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Gulf Coast Credit Union rates updated?

RateAPI verifies Gulf Coast Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Gulf Coast Credit Union's rate data?

Rate data is collected directly from Gulf Coast Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Gulf Coast Credit Union's auto, rv, boat & motorcycle loan rates?

As of August 3, 2026, Gulf Coast Credit Union offers vehicle loans from 4.5% APR.

What is Gulf Coast Credit Union's personal loan rate?

As of August 3, 2026, Gulf Coast Credit Union offers personal loans from 10.99% APR.

What is Gulf Coast Credit Union's best CD rate?

As of August 3, 2026, Gulf Coast Credit Union offers savings and certificate (CD) yields up to 3.82% APY.

Related Rate Data

Compare Gulf Coast Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for Gulf Coast Credit Union
curl "https://api.rateapi.dev/credit-unions/alabama/gulf-coast" \
  -H "Authorization: Bearer YOUR_API_KEY"